81 E 10th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 81 E 10th St, Oswego, NY 13126 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1885
Square Footage1,162 sqft Living Area
Lot Size4,400 sqft (0.101 acres)
GarageDetached, 336 sqft
Last Sale$156,500 (2026)
Tax Bill$2,175.00 (2025)

Property Details

APN / Parcel Number

Primary APN351200 128.33-02-14
Alternative APNs
  • 120012803300020140000000
  • 5018

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,162 sqft Living Area
1st Floor924 sqft 1st Floor
Upper Floors237 sqft Upper Floors
Stories1 Stories

Exterior

Year BuiltBuilt 1885
Effective Year BuiltEffective 1885
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area4,400 sqft (0.101 acres)
Depth X Width100 ft x 44 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area336 sqft Garage
Shed1 Shed
Porch Area61 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number5018
Street Address81 E 10TH ST
CityOSWEGO
StateNY
Zip13126-1624
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number14.000
JurisdictionOSWEGO NY
Minor Civil DivisionOSWEGO
Census Blockgroup1
Census Block1054
Census Tract21605

Owner

Source: Oswego County and Oswego City records · APN 351200 128.33-02-14

Assessment roll updated April 30, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address270 TUG HILL RD, OSWEGO, NY 13126-5620
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MOVEMENT MORTGAGE
Sep 03, 2025Warranty Deed, Transfer · Conventional Mortgage
HUNT MORTGAGE
May 02, 2024Bargain and Sale Deed, Transfer
FRONTIER ABSTRACT AND RESEARCH, FRONTIER ABSTRACT & RESEARCH
Sep 13, 2023Referee's Deed - Used to Transfer Property Pursuant to a Foreclosure Sale in New York Counties, Foreclosure
WEB TITLE, WEBTITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 23, 2026 · Amount on Record
Deed SaleApr 23, 2026 · Amount on Record
Prior SaleSep 03, 2025 · Amount on Record
Deed Doc Number20263342
Record RefreshedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateApr 23, 2026
Property Address81 E 10TH ST, OSWEGO, NY 13126-1624
Document Number0000003342
Instrument DateApr 10, 2026
Instrument20263342
Transaction TypeTransfer
Record UpdatedJun 05, 2026
Title CompanyBROWNELL ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$63,226.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address270 TUG HILL RD, OSWEGO, NY 13126-5620

Mortgage

DateApr 23, 2026
Lender
NameMOVEMENT MORTGAGE
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Interest
Rate6.11%
Max Rate-1%

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateSep 03, 2025
Property Address81 E 10TH ST, OSWEGO, NY 13126-1624
Document Number0000007588
Map ReferenceMB 248 PG 30
Instrument DateAug 19, 2025
InstrumentR-2025-007588
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyVANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$628.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address81 CREAMERY RD, OSWEGO, NY 13126-6159

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address129 CAYUGA ST APT 1, 1, FULTON, NY 13069-1872

Mortgage

Document Number0000007589
DateSep 03, 2025
InstrumentR-2025-007589
Lender
NameHUNT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

May 2024: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionOSWEGO NY
Recording DateMay 02, 2024
Property Address81 E 10TH ST, OSWEGO, NY 13126-1624
Document Number0000003615
Instrument DateApr 23, 2024
InstrumentR-2024-003615
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyFRONTIER ABSTRACT AND RESEARCH, FRONTIER ABSTRACT & RESEARCH

Transaction

AmountAmount Recorded
Tax$228.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address127 PUBLIC SQ, CLEVELAND, OH 44114-1217

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 CREAMERY RD, OSWEGO, NY 13126-6159

September 2023: Referee's Deed - Used to Transfer Property Pursuant to a Foreclosure Sale in New York Counties, Foreclosure

Document TypeReferee's Deed - Used to Transfer Property Pursuant to a Foreclosure Sale in New York Counties
JurisdictionOSWEGO NY
Recording DateSep 13, 2023
Property Address81 E 10TH ST, OSWEGO, NY 13126-1624
Document Number0000008120
Map ReferenceMB 248 PG 30
Instrument DateAug 14, 2023
InstrumentR-2023-008120
Transaction TypeForeclosure
Record UpdatedJan 13, 2026
Title CompanyWEB TITLE, WEBTITLE

Transaction

AmountAmount Recorded
Tax$326.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 PUBLIC SQ, CLEVELAND, OH 44114-1217

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,175.00 (-40.72%)$116,000 (-) Land $15,000 Building $101,000$116,000 (-) Land $15,000 Building $101,000
2024$3,669.00$116,000 (+127.45%) Land $15,000 Building $101,000$116,000 (+88.78%) Land $15,000 Building $101,000
2023$51,000 (-) Land $8,500 Building $42,500$61,446 (+10.84%) Land $10,241 Building $51,205
2022$51,000 Land $8,500 Building $42,500$55,435 Land $9,239 Building $46,196

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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