81 Desert Rd, Freeport, ME 04032 Property Records

Cumberland County and Freeport Town property record for 81 Desert Rd, Freeport, ME 04032

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,778 sqft · built 2003
Lot Size	2.92 acres (127,195 sqft)
Owner	2 Individual Names on Record
Last Sale	$885,000 (Nov 2025)
Tax Bill	$9,335 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Feb 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`022006002000`

Property Details

APN / Parcel Number

Primary APN	`022006002000`
Alternative APNs	`FPRT M:22 B:6 L:2 U:0` `20253336` `2433`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,778 sqft Living Area
Gross Area	5,294 sqft
1st Floor Area	1,634 sqft
Basement Area	1,634 sqft
Unfinished Basement	1,634 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	127,195 sqft (2.92 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2433
Street Address	81 DESERT RD
City	FREEPORT
State	ME
Zip	04032-6227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	500
Legal Block	6
Legal Lot Number	2
Jurisdiction	FREEPORT ME
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1007
Census Tract	4501

Owner

Source: Cumberland County and Freeport Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 MERRILL RD, FREEPORT, ME 04032-6744
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Line of Credit INFINITY FEDERAL CREDIT UNION
Feb 6, 2024	Deed of Trust, Mortgage · ARM EMPEOPLE CREDIT UNION
Nov 18, 2025	Warranty Deed, Transfer · Conventional Mortgage KENNEBEC SAVINGS BANK
Jun 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK
Jun 16, 2020	Deed of Trust, Mortgage INFINITY FCU
Nov 5, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2025 · Amount on Record
Deed Sale	Nov 18, 2025 · Amount on Record
Prior Sale	Nov 5, 2019 · Amount on Record
Deed Document Number	202547874
Deed Book / Page	41875 / 55
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEPORT ME
Property Address	81 DESERT RD, FREEPORT, ME 04032-6227
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0382590245
Date	Jun 1, 2021
Book Page	38259/245
Instrument	38618

Lender

Name	INFINITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEPORT ME
Property Address	81 DESERT RD, FREEPORT, ME 04032-6227
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0405990326
Date	Feb 6, 2024
Book Page	40599/326
Instrument	4449

Lender

Name	EMPEOPLE CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	3.29%
Type Change Date	Mar 1, 2029
Index	1-Year CMT

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEPORT ME
Recording Date	Nov 18, 2025
Property Address	81 DESERT RD, FREEPORT, ME 04032-6227
Document Number	0418750055
Book / Page	41875 / 55
Instrument Date	Nov 17, 2025
Instrument	47874
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18 MERRILL RD, FREEPORT, ME 04032-6744

Mortgage

Document Number	0000047875
Date	Nov 18, 2025
Instrument	47875

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Dec 1, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEPORT ME
Property Address	81 DESERT RD, FREEPORT, ME 04032-6227
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0357060001
Date	Jun 11, 2019
Book Page	35706/1
Instrument	24197

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEPORT ME
Property Address	81 DESERT RD, FREEPORT, ME 04032-6227
Document Number	0368340249
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 DESERT RD FREEPORT ME 040326227, FREEPORT, ME 04032-6227

Mortgage

Document Number	0368340249
Date	Jun 22, 2020
Book Page	036834/000249
Instrument	33543

Lender

Name	INFINITY FCU
Type	Credit Union
Address	PORTLAND, ME 04104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.29%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEPORT ME
Recording Date	Nov 5, 2019
Property Address	81 DESERT RD, FREEPORT, ME 04032-6227
Document Number	0361420248
Book / Page	36142 / 248
Instrument Date	Nov 2, 2019
Instrument	56583
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 WASHINGTON AVE, PORTLAND, ME 04101-2619

Mortgage

Document Number	56584
Date	Nov 5, 2019
Instrument	56584

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Type Change Date	Dec 1, 2024
Max Rate At Change	3.5%
Index	Other

Tax Assessment & Valuation

Source: Cumberland County and Freeport Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Freeport Town
Unified School District	Regional School Unit 05 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,335.00 (+5.08%)	$674,000 (+1.28%) Land $178,700 Building $495,300
2024	$8,884.00 (+8.54%)	$665,500 (+11.79%) Land $170,200 Building $495,300
2023	$8,185.00 (+3.54%)	$595,300 (+2.8%) Land $163,700 Building $431,600
2022	$7,905.00	$579,100 Land $147,500 Building $431,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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