Essex County and Swampscott Town property record for 81 Dennison Ave, Swampscott, MA 01907
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,102 sqft · built 1957 |
| Lot Size | 0.229 acres (9,993 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $700,000 (Jan 2020) |
| Tax Bill | $13,519 (2026) |
| Deeds & Mortgages | Nov 2021 Refinance Nov 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SWAM M:0027 B:0215 L:0 |
| Primary APN | SWAM M:0027 B:0215 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,102 sqft Living Area |
| Gross Area | 5,342 sqft |
| Basement Area | 1,538 sqft |
| Unfinished Basement | 1,538 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,993 sqft (0.229 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Street Address | 81 DENNISON AVE |
|---|---|
| City | SWAMPSCOTT |
| State | MA |
| Zip | 01907-1431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N/A |
| Legal Block | 215 |
| Jurisdiction | SWAMPSCOTT MA |
| Township / Civil Division | SWAMPSCOTT |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 202200 |
Source: Essex County and Swampscott Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 81 DENNISON AVE, SWAMPSCOTT, MA 01907-1431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Nov 22, 2021 | Deed of Trust, Mortgage · Line of Credit LEADER BANK NA |
| May 7, 2020 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Jan 17, 2020 | Quit Claim Deed, Transfer · Conventional Mortgage LEADER BK NA |
| Jul 14, 2017 | Deed of Trust, Mortgage · Line of Credit EASTERN BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2020 · Amount on Record |
| Deed Sale | Jan 17, 2020 · Amount on Record |
| Prior Transfer Date | Jan 8, 2020 |
| Prior Transfer Doc | 0000609397 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAMPSCOTT MA |
| Property Address | 81 DENNISON AVE, SWAMPSCOTT, MA 01907-1431 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 631404 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 631404 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAMPSCOTT MA |
| Property Address | 81 DENNISON AVE, SWAMPSCOTT, MA 01907-1431 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 631405 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 631405 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAMPSCOTT MA |
| Property Address | 81 DENNISON AVE, SWAMPSCOTT, MA 01907-1431 |
| Document Number | 0000612972 |
| Instrument Date | May 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 81 DENNISON AVE SWAMPSCOTT MA 019071431, SWAMPSCOTT, MA 01907-1431 |
| Document Number | 0000612972 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 612972 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SWAMPSCOTT MA |
| Recording Date | Jan 17, 2020 |
| Property Address | 81 DENNISON AVE, SWAMPSCOTT, MA 01907-1431 |
| Document Number | 0000609397 |
| Instrument Date | Jan 8, 2020 |
| Instrument | 609397 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,192.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 65 NASON RD SWAMPSCOTT MA 019072342, SWAMPSCOTT, MA 01907-2342 |
| Document Number | 609398 |
|---|---|
| Date | Jan 17, 2020 |
| Instrument | 609398 |
| Name | LEADER BK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAMPSCOTT MA |
| Property Address | 81 DENNISON AVE, SWAMPSCOTT, MA 01907-1431 |
| Document Number | 0000585166 |
| Instrument Date | Jul 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2017 |
| Name | Verified Name |
|---|
| Document Number | 0000585166 |
|---|---|
| Date | Aug 10, 2017 |
| Instrument | 585166 |
| Name | EASTERN BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Swampscott Town |
| Unified School District | Swampscott School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,519.00 (+9.03%) | $1,126,600 (+4.22%) Land $429,900 Building $696,700 | $1,321,234 (+17.33%) |
| 2025 | $12,399.00 (+9.66%) | $1,081,000 (+12.24%) Land $409,900 Building $671,100 | $1,126,130 |
| 2023 | $11,307.00 | $963,100 Land $369,900 Building $593,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1978–1983) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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