81 Declaration Dr, Montross, VA 22520 Property Records

Westmoreland County property record for 81 Declaration Dr, Montross, VA 22520

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,662 sqft · built 2005
OwnerIndividual Name on Record
Last Sale$119,900 (Dec 2014)
Tax Bill$1,793 (2025)
Deeds & MortgagesMar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN22D-19

Property Details

APN / Parcel Number

Primary APN22D-19
Alternative APN
  • 9984

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,662 sqft Living Area
Basement Area2,240 sqft
Finished Basement1,120 sqft
Unfinished Basement1,120 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeConcrete
Roof MaterialComposition Shingle
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Account Number9984
Old Parcel Number22D-19
Street Address81 DECLARATION DR
CityMONTROSS
StateVA
Zip22520-9010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionSANFORD SHORES LOT 19DB 866 PG 850
Legal SubdivisionSANFORD SHORES
Legal Lot Number19
JurisdictionWESTMORELAND VA
Township / Civil DivisionMONTROSS
Census Block Group1
Census Block1008
Census Tract10200

Owner

Source: Westmoreland County records, as of January 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address81 DECLARATION DR, MONTROSS, VA 22520-9010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2014 · Amount on Record
Deed SaleDec 19, 2014 · Amount on Record
Prior SaleMar 21, 2014 · Amount on Record
Deed Document Number0000866850
Deed Book / Page866 / 850
Prior Transfer DateDec 17, 2014
Prior Transfer Doc000866/850
Record UpdatedJun 8, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTMORELAND VA
Property Address81 DECLARATION DR, MONTROSS, VA 22520-9010
Transaction TypeMortgage
Record UpdatedJun 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008931229
DateMar 23, 2017
Instrument08931229
Lender
NameUNION BANK & TRUST
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyWestmoreland County
Unified School DistrictWestmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,793.00 (+9.66%)$263,800 (-) Land $26,800 Building $237,000$263,800 (-) Land $26,800 Building $237,000
2023$1,635.00$263,800 Land $26,800 Building $237,000$263,800 Land $26,800 Building $237,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims3 (2003–2020)
Claims Outside the SFHA1 of 3
Most Recent ClaimNov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTRATFORD HARBOUR
private · serves 1,230 people · EPA ID VA4193920
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50

May also be available: All Points Broadband.

Nearby Properties on Declaration Dr

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