81 Cutler Rd, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 81 Cutler Rd, Needham, MA 02492 · Last verified August 2026

Property Highlights

Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Bedrooms	4 Beds
Bathrooms	4.5 Baths
Year Built	Built 1996
Square Footage	5,122 sqft Living Area
Lot Size	43,560 sqft (1 acres)
Occupancy	Owner Occupied
Last Sale	$2,276,625 (2009)
Tax Bill	$30,012.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`M:2120007000000`
Alternative APN	`NEED M:212.0 B:0070 L:0000.0`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	9 Rooms
Building Area	5,122 sqft Living Area
Gross Area	7,306 sqft Gross Area
Basement Area	2,184 sqft Basement
Unfinished Basement	184 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood Siding Exterior
Lot Area	43,560 sqft (1 acres)
Total Buildings	2 Total Buildings

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	81 CUTLER RD
City	NEEDHAM
State	MA
Zip	02492-1423
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Subdivision	BURR ESTATES
Legal Block	70
Jurisdiction	NEEDHAM MA
Minor Civil Division	NEEDHAM
Census Blockgroup	3
Census Block	3005
Census Tract	403300

Owner

Source: Norfolk County and Needham Town records · APN M:2120007000000

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	81 CUTLER RD, NEEDHAM, MA 02492-1423
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 21, 2009 · Amount on Record
Deed Sale	Jan 21, 2009 · Amount on Record
Prior Sale	Aug 07, 2008
Last Transfer Date	Mar 07, 2025
Transfer Doc	0001549468
Record Refreshed	Sep 20, 2026

March 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Mar 12, 2025
Property Address	81 CUTLER RD, NEEDHAM, MA 02492-1423
Document Number	0001549468
Instrument Date	Mar 07, 2025
Instrument	1549468
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	81 CUTLER RD, NEEDHAM, MA 02492-1423

Mortgage

Document Number	0001549469
Date	Mar 12, 2025
Instrument	1549469

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Apr 01, 2030
Index	Other
Margin	3

Tax Assessment & Valuation

Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$30,012.00 (-1.44%)	$2,831,300 (+21.24%) Land $787,200 Building $2,044,100	$3,139,275 (+8.83%)
2024			$2,884,485
2023	$30,452.00	$2,335,300 Land $949,300 Building $1,386,000

Flood & Wildfire

81 Cutler Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Norfolk County (25021C), updated May 26, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 4th percentile of exposed land nationally · 8th in Massachusetts
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.