81 Crest Cir, Garner, NC 27529 Property Records

Johnston County property record for 81 Crest Cir, Garner, NC 27529

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,138 sqft · built 2008
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$206,500 (Nov 2008)
Tax Bill	$2,249 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06H06004Y`

Property Details

APN / Parcel Number

Primary APN	`06H06004Y`
Alternative APN	`2000144169`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,138 sqft Living Area
Gross Area	3,536 sqft
1st Floor Area	862 sqft
Attic	Attic
Attic Area	700 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	218 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000144169
Street Address	81 CREST CIR
City	GARNER
State	NC
Zip	27529-7581
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	REB
Legal Description	34 VIL CLVLND SPRS 68/4921627
Legal Subdivision	THE VILLAGE AT CLEVELAND SPRINGS
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1005
Census Tract	41112

Owner

81 Crest Cir is owned and occupied by an individual who bought it in November 2008.

Source: Johnston County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	81 CREST CIR, GARNER, NC 27529-7581
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Dec 11, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
May 16, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Sep 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2008 · Amount on File
Deed Sale	Nov 26, 2008 · Amount on File
Prior Sale	Mar 19, 2008 · Amount on File
Deed Document Number	2008237281
Deed Book / Page	3627 / 859
Prior Transfer Date	Oct 30, 2007
Prior Transfer Doc	0000196327
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	81 CREST CIR, GARNER, NC 27529-7581
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000683391
Date	Oct 14, 2020
Book Page	5725/231
Instrument	2020683391

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	81 CREST CIR, GARNER, NC 27529-7581
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 CREST CIR, GARNER, NC 27529-7581

Mortgage

Document Number	0000594510
Date	Dec 11, 2018
Book Page	5262/0947
Instrument	2018594510

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	81 CREST CIR, GARNER, NC 27529-7581
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 CREST CIR, GARNER, NC 27529-7581

Mortgage

Document Number	0000810308
Date	May 16, 2022
Book Page	6258/575
Instrument	2022810308

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	81 CREST CIR, GARNER, NC 27529-7581
Document Number	0000544317
Book / Page	005025 / 000863
Instrument Date	Sep 8, 2017
Transaction Type	Mortgage
Record Updated	Sep 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 CREST CIR GARNER NC 275297581, GARNER, NC 27529-7581

Mortgage

Document Number	0000544317
Date	Sep 13, 2017
Book Page	005025/000863
Instrument	544317

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 81 Crest Cir was $2,249.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,249.00	$359,920 Land $70,000 Building $289,920	$359,920 Land $70,000 Building $289,920
2023	$1,783.00	$227,970 Land $45,000 Building $182,970	$227,970 Land $45,000 Building $182,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Crest Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Crest Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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