Middlesex County and Lowell City property record for 81 Crescent St, Lowell, MA 01851
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,995 sqft · built 1903 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Apr 2017) |
| Tax Bill | $6,035 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S14010 |
| Primary APN | S14010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,995 sqft Living Area |
| Gross Area | 3,205 sqft |
| 1st Floor Area | 789 sqft |
| Basement Area | 789 sqft |
| Unfinished Basement | 789 sqft |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | S14010 |
|---|---|
| Street Address | 81 CRESCENT ST |
| City | LOWELL |
| State | MA |
| Zip | 01851-4433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TSF |
| Legal Block | 1565 |
| Legal Lot Number | 81 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 311600 |
81 Crescent St is owned and occupied by two individuals who bought it in April 2017.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 81 CRESCENT ST, LOWELL, MA 01851-4433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| May 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC |
| Apr 3, 2019 | Deed of Trust, Mortgage · Line of Credit JEANNE D'ARC CU |
| Apr 28, 2017 | Quit Claim Deed, Transfer SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2017 · Amount on File |
| Deed Sale | Apr 28, 2017 · Amount on File |
| Prior Sale | Mar 23, 2011 · Amount on File |
| Deed Document Number | 201717139 |
| Deed Book / Page | 31077 / 129 |
| Transfer Doc | 031077-129 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jul 29, 2026 |
| Property Address | 81 CRESCENT ST, LOWELL, MA 01851-4433 |
| Document Number | 0000024424 |
| Book / Page | 40237 / 141 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 202624424 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 81 CRESCENT ST, LOWELL, MA 01851-4433 |
| Document Number | 0000024424, |
|---|---|
| Date | Jul 29, 2026 |
| Book Page | 40237/141 |
| Instrument | 202624424 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 289 Months |
| Due | Aug 1, 2050 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 81 CRESCENT ST, LOWELL, MA 01851-4433 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34148-168 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 34148/168 |
| Instrument | 21548 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 81 CRESCENT ST, LOWELL, MA 01851-4433 |
| Document Number | 32916-148 |
| Instrument Date | Apr 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 81 CRESCENT ST LOWELL MA 018514433, LOWELL, MA 01851-4433 |
| Document Number | 32916-148 |
|---|---|
| Date | Apr 24, 2019 |
| Book Page | 032916/000148 |
| Instrument | 14792 |
| Name | JEANNE D'ARC CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 23, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Apr 28, 2017 |
| Property Address | 81 CRESCENT ST, LOWELL, MA 01851-4433 |
| Document Number | 31077-129 |
| Book / Page | 31077 / 129 |
| Instrument | 17139 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37.61 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 81 CRESCENT ST, LOWELL, MA 01851-4433 |
| Document Number | 310770132 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 31077/0132 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 28, 2047 |
The 2026 property tax bill for 81 Crescent St was $6,035, up 6.3% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,035.00 (+6.31%) | $531,700 (+7.52%) Land $195,500 Building $336,200 | $547,038 (+12.69%) |
| 2025 | $5,677.00 (+2.53%) | $494,500 (+6.37%) Land $182,800 Building $311,700 | $485,450 (+5.56%) |
| 2024 | $5,537.00 (+6.28%) | $464,900 (+10.82%) Land $170,800 Building $294,100 | $459,895 |
| 2023 | $5,210.00 | $419,500 Land $148,500 Building $271,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 81 Crescent St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 81 Crescent St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,002 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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