81 Cortland, Irvine, CA 92620 Property Records

Orange County property record for 81 Cortland, Irvine, CA 92620

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,294 sqft · built 2015
Lot Size	0.092 acres (4,008 sqft)
Owner	Company Name on File
Last Sale	$1,590,500 (Dec 2018)
Tax Bill	$22,082 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`551-543-09`

Property Details

APN / Parcel Number

Primary APN	`551-543-09`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,294 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	4,008 sqft (0.092 acres)
Garage Area	417 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	81 CORTLAND
City	IRVINE
State	CA
Zip	92620-2191
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17490 BLK LOT 71
Legal Subdivision	TR 17490
Legal Tract	17490
Legal Lot Number	71
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3008
Census Tract	52429

Owner

81 Cortland is owned by a company that bought it in December 2018 and is owner-occupied.

Source: Orange County records, as of October 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	81 CORTLAND, IRVINE, CA 92620-2191
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY BANK
Apr 29, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Dec 17, 2018	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2018 · Amount on File
Deed Sale	Dec 17, 2018 · Amount on File
Prior Sale	Jun 6, 2016 · Amount on File
Deed Document Number	2018469648
Prior Transfer Date	Apr 27, 2016
Prior Transfer Doc	0000254054
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Sep 29, 2026
Property Address	81 CORTLAND, IRVINE, CA 92620-2191
Document Number	0000272254
Instrument Date	Sep 24, 2026
Instrument	2026272254
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	81 CORTLAND, IRVINE, CA 92620-2191

Mortgage

Document Number	0000272254,
Date	Sep 29, 2026
Instrument	2026272254

Lender

Name	MORGAN STANLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.55%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	81 CORTLAND, IRVINE, CA 92620-2191
Document Number	0000146978
Instrument Date	Apr 29, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1409 MILLS AVE REDLANDS CA 923734925, REDLANDS, CA 92373-4925

Mortgage

Document Number	0000146978
Date	May 3, 2019
Instrument	146978

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 2, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 17, 2018
Property Address	81 CORTLAND, IRVINE, CA 92620-2191
Document Number	0000469648
Instrument Date	Jun 4, 2018
Instrument	469648
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,749.55
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	81 CORTLAND IRVINE CA 926202191, IRVINE, CA 92620-2191

Mortgage

Document Number	469649
Date	Dec 17, 2018
Instrument	469649

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 81 Cortland was $22,082 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,809,714 (+2%) Land $1,081,684 Building $728,030
2025	$22,082.00 Homeowner's exemption	$1,774,230 Land $1,060,475 Building $713,755
2023	$21,320.00 (+1.61%) Homeowner's exemption	$1,705,336 Land $1,019,296 Building $686,040
2022	$20,982.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 81 Cortland in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Cortland is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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