St. Johns County property record for 81 Coquina Ave, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,224 sqft · built 1957 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $525,000 (Dec 2020) |
| Tax Bill | $4,532 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Dec 2020 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 221410-0000 |
| Primary APN | 221410-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,224 sqft Living Area |
| Gross Area | 3,556 sqft |
| 1st Floor Area | 1,262 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 173 ft deep x 69 ft wide |
| Garage Type | Attached |
| Garage Area | 332 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 360 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 15 sqft |
| Deck Area | 104 sqft |
| Patio Area | 60 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 81 COQUINA AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-4553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3-101 DAVIS SHORES LOT 42 & N 8FT OF LOT 43 BLK 50 & RIP RGT & 8-71 LUWANNA SUB OF DAVIS SHORES S5FT OF LOT 6 & PT OF GL 1 LYING WLY & ADJ OR5120/1295(P/R) & 5120/1297 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 20 |
| Legal Subdivision | DAVIS SHORES OCEAN VIEW SECTION |
| Legal Block | 50 |
| Legal Lot Number | 42,43 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 20500 |
81 Coquina Ave is owned and occupied by an individual who bought it in December 2020.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 81 COQUINA AVE, SAINT AUGUSTINE, FL 32080-4553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2023 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Dec 9, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Dec 9, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2020 · Amount on File |
| Deed Sale | Dec 9, 2020 · Amount on File |
| Deed Document Number | 2020112362 |
| Deed Book / Page | 5120 / 1297 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 81 COQUINA AVE, SAINT AUGUSTINE, FL 32080-4553 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 81 COQUINA AVE, ST AUGUSTINE, FL 32080-4553 |
| Document Number | 0056940139 |
|---|---|
| Date | Jan 12, 2023 |
| Book Page | 5694/139 |
| Instrument | 2023003031 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 4, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 9, 2020 |
| Property Address | 81 COQUINA AVE, SAINT AUGUSTINE, FL 32080-4553 |
| Document Number | 0051201295 |
| Book / Page | 005120 / 001295 |
| Instrument Date | Nov 29, 2020 |
| Instrument | 112361 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 81 COQUINA AVE ST AUGUSTINE FL 320804553, ST AUGUSTINE, FL 32080-4553 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 9, 2020 |
| Property Address | 81 COQUINA AVE, SAINT AUGUSTINE, FL 32080-4553 |
| Document Number | 0051201297 |
| Book / Page | 5120 / 1297 |
| Map Reference | MB 3 PG 101 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 2020112362 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 11TH ST, 107, SAINT AUGUSTINE, FL 32080-6356 |
| Name | Verified Name |
|---|---|
| Address | 81 COQUINA AVE, SAINT AUGUSTINE, FL 32080-4553 |
| Document Number | 51201300 |
|---|---|
| Date | Dec 9, 2020 |
| Instrument | 5120/1300 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 81 Coquina Ave was $4,532 with a homeowner's exemption, up 7.8% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,152 (+2.7%) | $317,118 (+4.55%) Land $289,800 Building $27,318 | |
| 2025 | $4,532.00 (+7.8%) Homeowner's exemption | $260,129 | $303,318 Land $276,000 Building $27,318 |
| 2024 | $4,204.00 (+2.56%) | ||
| 2023 | $4,099.00 (-62.31%) Homeowner's exemption | $245,435 (-59.3%) | $303,464 (-55.02%) Land $276,000 Building $27,464 |
| 2022 | $10,876.00 Homeowner's exemption | $603,033 | $674,640 Land $231,840 Building $442,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 81 Coquina Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 469 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 494 units insured incl. 25 condo units |
| Nearby Flood Claims | 847 (1984–2025) |
| Claims Outside the SFHA | 6 of 847 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 81 Coquina Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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