81 Copper Line Rd, Bumpass, VA 23024 Property Records

Louisa County property record for 81 Copper Line Rd, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,459 sqft · built 1997
Lot Size	3.99 acres (173,804 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (May 2022)
Tax Bill	$2,656 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`92 24 2`

Property Details

APN / Parcel Number

Primary APN	`92 24 2`
Alternative APNs	`24659` `23253`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,459 sqft Living Area
1st Floor Area	912 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	173,804 sqft (3.99 acres)
Porch	Slab
Porch Area	330 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	23253
Street Address	81 COPPER LINE RD
City	BUMPASS
State	VA
Zip	23024-3035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	TAYLOR CREEK PB 8/984 LOT 2 DB 1840/317 3.99AC
Legal Subdivision	TAYLOR CREEK
Legal Lot Number	2
Jurisdiction	LOUISA VA
Township / Civil Division	JACKSON
Census Block Group	4
Census Block	4008
Census Tract	950500

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	81 COPPER LINE RD, BUMPASS, VA 23024-3035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY HOME MORTGAGE CORP
Mar 3, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2022 · Amount on Record
Deed Sale	May 2, 2022 · Amount on Record
Prior Sale	Jun 25, 2012 · Amount on Record
Deed Document Number	20224463
Deed Book / Page	1840 / 317
Prior Transfer Date	Feb 21, 2020
Prior Transfer Doc	0000002193
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	May 2, 2022
Property Address	81 COPPER LINE RD, BUMPASS, VA 23024-3035
Document Number	001840/317
Book / Page	1840 / 317
Map Reference	MB 8 PG 984
Instrument Date	Apr 19, 2022
Instrument	202200004463
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	81 COPPER LINE RD, BUMPASS, VA 23024-3035

Mortgage

Document Number	0001840321
Date	May 2, 2022
Instrument	1840/321

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	81 COPPER LINE RD, BUMPASS, VA 23024-3035
Transaction Type	Mortgage
Record Updated	Aug 12, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1777/194
Date	Jul 19, 2021
Book Page	1777/194
Instrument	202100008581

Lender

Name	GUARANTY HOME MORTGAGE CORP
Type	Mortgage Company
Address	NASHVILLE, TN 37210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	May 1, 2036

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUISA VA
Recording Date	Mar 3, 2020
Property Address	81 COPPER LINE RD, BUMPASS, VA 23024-3035
Document Number	0000002193
Book / Page	001661 / 000098
Instrument Date	Feb 21, 2020
Instrument	2193
Transaction Type	Transfer
Record Updated	Mar 30, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 COPPER LINE RD BUMPASS VA 230243035, BUMPASS, VA 23024-3035

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,352 (+5.27%) Land $65,700 Building $322,652	$388,352 (+5.27%) Land $65,700 Building $322,652
2025	$2,656.00 (+10.25%)	$368,900 (+16.81%) Land $55,300 Building $313,600	$368,900 (+16.81%) Land $55,300 Building $313,600
2024	$2,409.00 (+125.35%)
2023		$315,800 Land $46,200 Building $269,600
2022	$1,069.00		$315,800 Land $46,200 Building $269,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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