81 Connie Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 81 Connie Dr, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,196 sqft · built 1959
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on Record
Tax Bill$2,867 (2025)
Deeds & MortgagesNov 2025 Second Mortgage
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN098010A000

Property Details

APN / Parcel Number

Primary APN098010A000
Alternative APN
  • 6-005D-4154-00-0081.0000000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,196 sqft Living Area
Gross Area2,964 sqft
1st Floor Area1,196 sqft
Basement Area1,196 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area278 sqft
Patio Area225 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number098010A000
Street Address81 CONNIE DR
CitySAINT CHARLES
StateMO
Zip63301-3112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionWEST WIND #3 LOT 81
Legal SubdivisionWEST WIND #3
Legal Lot Number81
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group2
Census Block2007
Census Tract310700

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address81 CONNIE DR, SAINT CHARLES, MO 63301-3112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
LOANDEPOT.COM LLC
Jul 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 30, 2018Deed of Trust, Mortgage
GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address81 CONNIE DR, SAINT CHARLES, MO 63301-3112
Transaction TypeMortgage
Record UpdatedNov 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 KUNZE DR, SAINT CHARLES, MO 63303-5927

Mortgage

Document Number0000049139
DateNov 3, 2025
Instrument2025R-049139
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueNov 1, 2045

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address81 CONNIE DR, SAINT CHARLES, MO 63301-3112
Transaction TypeMortgage
Record UpdatedJul 26, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 CONNIE DR, SAINT CHARLES, MO 63301-3112

Mortgage

Document Number2021R058571
DateJul 13, 2021
Instrument2021R-058571
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term157 Months
DueAug 1, 2034

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address81 CONNIE DR, SAINT CHARLES, MO 63301-3112
Document Number0069451839
Instrument DateJun 30, 2018
Transaction TypeMortgage
Record UpdatedAug 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address81 CONNIE DR ST CHARLES MO 633013112, ST CHARLES, MO 63301-3112

Mortgage

Document Number0069451839
DateJul 9, 2018
Book Page006945/001839
Instrument384550
Lender
NameGOLDEN OAK LNDG
AddressSANIT LOUIS, MO 63146
Agreement
AmountAmount Recorded
Term180 Months
DueJul 8, 2033

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$45,671 (-)$240,371 (-) Land $55,000 Building $185,371
2025$2,867.00$45,671 (+9.29%)$240,371 (+9.29%) Land $55,000 Building $185,371
2023$41,788
2022$219,938 Land $40,000 Building $179,938

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims16 (1978–2015)
Claims Outside the SFHA4 of 16
Most Recent ClaimDec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

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