81 Conach Ln, Clayton, DE 19938 Property Records

Kent County property record for 81 Conach Ln, Clayton, DE 19938

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,784 sqft · built 2022
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$469,685 (May 2022)
Tax Bill	$2,015 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-04-009.18-04-44.00-000`

Property Details

APN / Parcel Number

Primary APN	`3-04-009.18-04-44.00-000`
Alternative APNs	`110310` `116593`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,784 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	105 ft deep x 43.7 ft wide
View / Lot	Major Street/Thoroughfare

Location & Zoning

Account Number	116593
Street Address	81 CONACH LN
City	CLAYTON
State	DE
Zip	19938-3984
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	OVATIONS LOT 44 81 CONACH LN
Legal Subdivision	OVATIONS
Legal Lot Number	44
Jurisdiction	KENT DE
Township / Civil Division	SMYRNA
Census Block Group	1
Census Block	1019
Census Tract	40201

Owner

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	81 CONACH LN, CLAYTON, DE 19938-3984
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 2, 2021	Deed of Trust, Mortgage · Construction Mortgage ARTISANS BANK
May 24, 2022	Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2022 · Amount on Record
Deed Sale	May 24, 2022 · Amount on Record
Deed Document Number	2022452514
Deed Book / Page	11966 / 135
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	81 CONACH LN, CLAYTON, DE 19938-3984
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 CONACH LN, CLAYTON, DE 19938-3984

Mortgage

Document Number	0000485069
Date	Nov 29, 2023
Book Page	12772/1
Instrument	2023-485069

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Jun 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	81 CONACH LN, CLAYTON, DE 19938-3984
Transaction Type	Mortgage
Record Updated	Jan 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000425586
Date	Aug 2, 2021
Book Page	11267/1
Instrument	2021-425586

Lender

Name	ARTISANS BANK
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	May 24, 2022
Property Address	81 CONACH LN, CLAYTON, DE 19938-3984
Document Number	0000452514
Book / Page	11966 / 135
Map Reference	MB 136 PG 1-7
Instrument Date	Mar 8, 2022
Instrument	2022-452514
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,742.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000452515
Date	May 24, 2022
Instrument	2022-452515

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Clayton Town
Unified School District	Smyrna School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,015.00 (+1.41%)	$474,000 (-) Land $75,700 Building $398,300
2025	$1,987.00 (+24.89%)	$474,000 (+691.32%) Land $75,700 Building $398,300
2023	$1,591.00	$59,900 Land $3,600 Building $56,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTESIAN NORTHERN KENT REGIONAL private · serves 7,014 people · EPA ID DE00A0673
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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