81 Collins St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 81 Collins St, Lynn, MA 01902

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,191 sqft · built 1900
Lot Size	0.095 acres (4,121 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Jul 2023)
Tax Bill	$5,358 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:096 L:505 S:033`

Property Details

APN / Parcel Number

Primary APN	`B:096 L:505 S:033`
Alternative APN	`LYNN M:096 B:505 L:033`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,191 sqft Living Area
Gross Area	2,196 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,121 sqft (0.095 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	81 COLLINS ST
City	LYNN
State	MA
Zip	01902-2254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	505
Legal Lot Number	33
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3000
Census Tract	206300

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	81 COLLINS ST, LYNN, MA 01902-2254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage REAL ESTATE PROPERTY SERVICES LLC
Jul 14, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA
Jul 27, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage REAL ESTATE PROPERTY SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2023 · Amount on Record
Deed Sale	Jul 14, 2023 · Amount on Record
Prior Sale	Jul 27, 2022 · Amount on Record
Deed Book / Page	41662 / 579
Prior Transfer Date	Jul 21, 2022
Prior Transfer Doc	041092-324
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	81 COLLINS ST, LYNN, MA 01902-2254
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041125-79
Date	Aug 11, 2022
Book Page	41125/79
Instrument	20220811001950

Lender

Name	REAL ESTATE PROPERTY SERVICES LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jul 14, 2023
Property Address	81 COLLINS ST, LYNN, MA 01902-2254
Document Number	041662-579
Book / Page	41662 / 579
Instrument Date	Jul 14, 2023
Instrument	20230714003780
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 COLLINS ST, LYNN, MA 01902-2254

Mortgage

Document Number	230714003790
Date	Jul 14, 2023
Instrument	230714003790

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jul 27, 2022
Property Address	81 COLLINS ST, LYNN, MA 01902-2254
Document Number	041092-324
Book / Page	41092 / 324
Instrument Date	Jul 21, 2022
Instrument	20220727003430
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	81 COLLINS ST, LYNN, MA 01902-2254

Mortgage

Document Number	20220811001950
Date	Jul 27, 2022
Instrument	20220811001950

Lender

Name	REAL ESTATE PROPERTY SERVICES LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,358.00 (+4.18%)	$517,200 (+5.9%) Land $180,800 Building $336,400	$573,610
2024	$5,143.00 (+34.04%)	$488,400 (+41.94%) Land $171,900 Building $316,500
2023	$3,837.00	$344,100 Land $156,500 Building $187,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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