Polk County property record for 81 Coleman Rd, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,287 sqft · built 1975 |
| Lot Size | 0.173 acres (7,540 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $55,300 (Jun 2019) |
| Tax Bill | $1,310 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-25-354010-000270 |
| Primary APN | 25-28-25-354010-000270 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,287 sqft Living Area |
| Gross Area | 1,630 sqft |
| 1st Floor Area | 1,287 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,540 sqft (0.173 acres) |
| Lot Dimensions | 105 ft deep x 72 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 343 sqft |
| Pool Area | 480 sqft |
|---|---|
| Pool House | Pool House |
| Porch | Unfinished Open Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|
| Street Address | 81 COLEMAN RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | JAN PHYL VILLAGE PARTIAL REPLAT UNIT #10 PB 51 PG 50 LOT 27 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 25 |
| Legal Subdivision | JAN PHYL VILLAGE PARTIAL REPLAT UNIT #10 |
| Legal Tract | 354010 |
| Legal Block | 1 |
| Legal Lot Number | 27 |
| Legal Unit | 10 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 13802 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 81 COLEMAN RD, WINTER HAVEN, FL 33880-1412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CREDIT UNION |
| Jun 10, 2019 | Quit Claim Deed, Transfer · FHA Mortgage RP FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2019 · Amount on Record |
| Deed Sale | Jun 10, 2019 · Amount on Record |
| Prior Sale | Aug 11, 2016 · Amount on Record |
| Deed Document Number | 2019119769 |
| Deed Book / Page | 10869 / 2155 |
| Prior Transfer Date | May 23, 2019 |
| Prior Transfer Doc | 0000119769 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 3, 2026 |
| Property Address | 81 COLEMAN RD, WINTER HAVEN, FL 33880-1412 |
| Document Number | 0000185070 |
| Book / Page | 14099 / 1378 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 2026185070 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 81 COLEMAN RD, WINTER HAVEN, FL 33880-1412 |
| Document Number | 0000185070, |
|---|---|
| Date | Aug 3, 2026 |
| Book Page | 14099/1378 |
| Instrument | 2026185070 |
| Name | MIDFLORIDA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 15, 2036 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 10, 2019 |
| Property Address | 81 COLEMAN RD, WINTER HAVEN, FL 33880-1412 |
| Document Number | 0108692155 |
| Book / Page | 010869 / 002155 |
| Instrument Date | May 23, 2019 |
| Instrument | 119769 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $387.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 81 COLEMAN RD WINTER HAVEN FL 338801412, WINTER HAVEN, FL 33880-1412 |
| Document Number | 108692157 |
|---|---|
| Date | Jun 10, 2019 |
| Book Page | 010869/002157 |
| Instrument | 119770 |
| Name | RP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | LAKE MARY, FL 32746 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 9, 2049 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,412 (+2.7%) | $220,056 (-0.98%) Land $14,500 Building $205,556 | |
| 2025 | $1,310.00 (-25.82%) Homeowner's exemption | $141,589 (+4.36%) | $222,233 (+1.85%) Land $14,500 Building $207,733 |
| 2023 | $1,766.00 (+4.56%) Homeowner's exemption | $135,677 (+3%) | $218,207 (+7.96%) Land $14,000 Building $204,207 |
| 2022 | $1,689.00 Homeowner's exemption | $131,725 | $202,127 Land $11,500 Building $190,627 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2008 · Tropical Storm Fay |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL serves 13,595 people · EPA ID FL6534609 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures