81 Cochran View Dr, Marion, NC 28752 Property Records

McDowell County property record for 81 Cochran View Dr, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,500 sqft · built 1998
Lot Size	0.919 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jun 2020)
Tax Bill	$1,701 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1608-00-30-7530`

Property Details

APN / Parcel Number

Primary APN	`1608-00-30-7530`
Alternative APN	`72537`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,500 sqft Heated Area
Basement Area	750 sqft
Finished Basement	750 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,075 sqft (0.919 acres)
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	72537
Street Address	81 COCHRAN VIEW DR
City	MARION
State	NC
Zip	28752-6014
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	0.92 AC LT 3 ROCKHOUSE PB 5/81
Legal Subdivision	ROCKHOUSE PLACE
Legal Lot Number	3
Jurisdiction	MCDOWELL NC
Township / Civil Division	MONTFORD COVE
Census Block Group	2
Census Block	2007
Census Tract	970902

Owner

81 Cochran View Dr, a rural home, is owned and occupied by an individual who bought it in June 2020.

Source: McDowell County records, as of September 29, 2025

Owner of Record	Individual Name on File
Mailing Address	81 COCHRAN VIEW DR, MARION, NC 28752-6014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jun 25, 2020	Warranty Deed, Transfer · Conventional Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2020 · Amount on File
Deed Sale	Jun 25, 2020 · Amount on File
Prior Sale	Dec 7, 2007 · Amount on File
Deed Document Number	0001313221
Deed Book / Page	1313 / 221
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	81 COCHRAN VIEW DR, MARION, NC 28752-6014
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012920283
Date	Nov 8, 2019
Book Page	1292/0283
Instrument	2019005508

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jun 25, 2020
Property Address	81 COCHRAN VIEW DR, MARION, NC 28752-6014
Document Number	0013130221
Book / Page	001313 / 000221
Instrument Date	Jun 25, 2020
Instrument	3010
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 COCHRAN VIEW DR MARION NC 287526014, MARION, NC 28752-6014

Mortgage

Document Number	13130225
Date	Jun 25, 2020
Book Page	001313/000225
Instrument	3011

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 81 Cochran View Dr was $1,701 with a veteran's exemption.

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,701.00 Veteran's exemption	$285,270 Land $25,000 Building $260,270
2023	$1,701.00	$285,270 Land $25,000 Building $260,270	$285,270 Land $25,000 Building $260,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Cochran View Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Cochran View Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Optimum Cable	940 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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