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81 Co Rd 13, Florence, AL 35633 Property Records

Lauderdale County property record for 81 Co Rd 13, Florence, AL 35633

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,096 sqft · built 1998
Lot Size6.79 acres (295,772 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Dec 2025)
Tax Bill$767 (2025)
Deeds & MortgagesDec 2025 Sale
Nov 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-07-25-0-000-019-001

Property Details

APN / Parcel Number

Primary APN07-07-25-0-000-019-001
Alternative APNs
  • 094623
  • 68112
  • 94623

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,096 sqft Living Area
1st Floor Area1,612 sqft
2nd Floor Area484 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Exterior MaterialBrick
Foundation TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area295,772 sqft (6.79 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number94623
Street Address81 COUNTY ROAD 13
CityFLORENCE
StateAL
Zip35633-2847
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01
Legal Description6.79 AC/C 7.22 AC PT OF E/2 SE/4 SEC 25 T1S R13W BEG 740S NE OF INT OF HWY 20 & CO RD 13 THEN W 400S N 615S E 570S & SW 660S
Legal Range13W
Legal Township01S
Legal Section25
JurisdictionLAUDERDALE AL
Township / Civil DivisionCLOVERDALE
Census Block Group1
Census Block1043
Census Tract11402

Owner

Source: Lauderdale County records, as of January 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address81 COUNTY ROAD 13, FLORENCE, AL 35633-2847
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2025Warranty Deed, Transfer
Nov 10, 2025Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Aug 14, 2020Survivorship Deed, Transfer · Conventional Mortgage
PROGRESS BANK & TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2025 · Amount on Record
Deed SaleDec 19, 2025 · Amount on Record
Prior SaleNov 10, 2025 · Amount on Record
Deed Document Number0202561778
Deed Book / Page2025 / 61778
Record UpdatedJun 8, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE AL
Recording DateDec 19, 2025
Property Address81 COUNTY ROAD 13, FLORENCE, AL 35633-2847
Document Number2025/61778
Book / Page2025 / 61778
Map ReferenceMB 2020 PG 41655
Instrument DateNov 6, 2025
Transaction TypeTransfer
Record UpdatedJan 14, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address74 JANICE LN, FLORENCE, AL 35633-4219

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address81 COUNTY ROAD 13, FLORENCE, AL 35633-2847

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE AL
Recording DateNov 10, 2025
Property Address81 COUNTY ROAD 13, FLORENCE, AL 35633-2847
Document Number2025/54790
Book / Page2025 / 54790
Instrument DateNov 3, 2025
Transaction TypeTransfer
Record UpdatedNov 26, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address74 JANICE LN, FLORENCE, AL 35633-4219

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 COUNTY ROAD 13, FLORENCE, AL 35633-2847

Mortgage

Document Number0202554806
DateNov 10, 2025
Instrument2025/54806
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

August 2020: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionLAUDERDALE AL
Recording DateAug 14, 2020
Property Address81 COUNTY ROAD 13, FLORENCE, AL 35633-2847
Document Number2020/41655
Book / Page2020 / 41655
Instrument DateAug 14, 2020
Transaction TypeTransfer
Record UpdatedJul 13, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 190, PARSONS, TN 38363-0190

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 COUNTY ROAD 13, FLORENCE, AL 35633-2847

Mortgage

Document Number202041657
DateAug 14, 2020
Instrument2020/41657
Lender
NamePROGRESS BANK & TRUST
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
Unified School DistrictLauderdale County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$767.00 (+7.57%) Homeowner's exemption$23,580 (+6.99%)$248,120 (+12.66%) Land $61,700 Building $186,420
2024$713.00 (-7.04%) Homeowner's exemption$22,040 (+263.7%) Land $5,160 Building $16,880$220,240 (-0.43%) Land $51,500 Building $168,740
2023$767.00 (+39.71%) Homeowner's exemption$6,060 (-61.89%) Land $6,060$221,200 (+39.21%) Land $60,500 Building $160,700
2022$549.00 Homeowner's exemption$15,900$158,900 Land $42,800 Building $116,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimMar 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
DSL		100 / 20

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