81 Cloverland Dr, Rochester, NY 14610 Property Records

Monroe County and Brighton Town property record for 81 Cloverland Dr, Rochester, NY 14610

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,058 sqft · built 1935
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$189,900 (Sep 2020)
Tax Bill	$9,465 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262000 122.16-2-15`

Property Details

APN / Parcel Number

Primary APN	`262000 122.16-2-15`
Alternative APNs	`20001221600002015000` `01216000000`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,058 sqft Living Area
1st Floor Area	1,034 sqft
2nd Floor Area	956 sqft
Upper Floors Area	68 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	160 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	604 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01216000000
Street Address	81 CLOVERLAND DR
City	ROCHESTER
State	NY
Zip	14610-2705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0004-13-07 CLOVER HGTS L66
Legal Subdivision	CLOVER HEIGHTS TRACT
Legal Block	2
Legal Lot Number	15.000
Jurisdiction	MONROE NY
Township / Civil Division	BRIGHTON
Census Block Group	2
Census Block	2011
Census Tract	12500

Owner

81 Cloverland Dr is owned and occupied by an individual who bought it in September 2020.

Source: Monroe County and Brighton Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	81 CLOVERLAND DR, ROCHESTER, NY 14610-2705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 11, 2020	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2020 · Amount on File
Deed Sale	Sep 11, 2020 · Amount on File
Prior Sale	Jun 30, 2014 · Amount on File
Deed Document Number	2020762
Deed Book / Page	12390 / 193
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	81 CLOVERLAND DR, ROCHESTER, NY 14610-2705
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 CLOVERLAND DR, ROCHESTER, NY 14610-2705

Mortgage

Document Number	0000000762
Date	Mar 6, 2024
Book Page	30598/148
Instrument	202403060762

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	319 Months
Due	Oct 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Sep 11, 2020
Property Address	81 CLOVERLAND DR, ROCHESTER, NY 14610-2705
Document Number	0000000762
Book / Page	12390 / 193
Map Reference	LB 22 PG 1
Instrument Date	Aug 27, 2020
Instrument	202009110762
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	81 CLOVERLAND DR, 81, ROCHESTER, NY 14610-2705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 CLOVERLAND DR, ROCHESTER, NY 14610-2705

Mortgage

Document Number	0000000763
Date	Sep 11, 2020
Instrument	202009110763

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 81 Cloverland Dr was $9,465, up 1.2% from the year before.

Source: Monroe County and Brighton Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Brighton Town
Unified School District	Penfield Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,465.00 (+1.21%)
2025	$9,352.00	$201,600 Land $34,100 Building $167,500	$341,700 Land $57,797 Building $283,903
2023		$201,600 (-) Land $34,100 Building $167,500	$288,000 (+27.15%) Land $48,714 Building $239,286
2022		$201,600 Land $34,100 Building $167,500	$226,500 Land $38,312 Building $188,188
2021	$8,160.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Cloverland Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Cloverland Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Cloverland Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures