81 Clover Ln, Lancaster, VA 22503 Property Records

Lancaster County property record for 81 Clover Ln, Lancaster, VA 22503 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,222 sqft · built 1974
Lot Size	0.534 acres (23,261 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Nov 2022)
Tax Bill	$8 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jun 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14 50J`

Property Details

APN / Parcel Number

Primary APN	`14 50J`
Alternative APN	`1451`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,222 sqft Living Area
Gross Area	2,616 sqft
1st Floor Area	1,222 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1985
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,261 sqft (0.534 acres)
Garage Area	576 sqft
Deck Area	72 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	1451
Street Address	81 CLOVER LN
City	LANCASTER
State	VA
Zip	22503-2721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NR LIVELY .534 AC LR22/2552
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	2
Census Block	2014
Census Tract	30100

Owner

Source: Lancaster County records · APN 14 50J

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	81 CLOVER LN, LANCASTER, VA 22503-2721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 09, 2022	Warranty Deed, Transfer · Conventional Mortgage VETERANS UNITED HOME LOANS
Jun 29, 2021	Warranty Deed, Transfer NOT AVAILABLE, HOMELAND TITLE STLMNT AGENCY
Jun 12, 2020	Warranty Deed, Transfer BLUE HERON TITLE COMPANY LLC
Jun 19, 2018	Special Warranty Deed, Transfer
May 04, 2018	Warranty Deed, Transfer TITLE 365, TITLE365

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 09, 2022 · Amount on Record
Deed Sale	Nov 09, 2022 · Amount on Record
Prior Sale	Jun 29, 2021 · Amount on Record
Deed Document Number	20222552
Record Updated	Jun 08, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Nov 09, 2022
Property Address	81 CLOVER LN, LANCASTER, VA 22503-2721
Document Number	0220002552
Instrument Date	Oct 14, 2022
Instrument	220002552
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	ELITE TITLE AND ESCROW, ELITE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 CLOVER LN, LANCASTER, VA 22503-2721

Mortgage

Document Number	0220002553
Date	Nov 09, 2022
Instrument	220002553

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Feb 01, 2052

Interest

Rate Type	Fixed Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Jun 29, 2021
Property Address	81 CLOVER LN, LANCASTER, VA 22503-2721
Document Number	0210001868
Instrument Date	Jun 24, 2021
Instrument	210001868
Transaction Type	Transfer
Record Updated	Sep 06, 2022
Title Company	NOT AVAILABLE, HOMELAND TITLE STLMNT AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 CLOVER LN, LANCASTER, VA 22503-2721

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Jun 12, 2020
Property Address	81 CLOVER LN, LANCASTER, VA 22503-2721
Document Number	0200001110
Instrument Date	Jun 02, 2020
Instrument	200001110
Transaction Type	Transfer
Record Updated	Sep 06, 2022
Title Company	BLUE HERON TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 130, HEATHSVILLE, VA 22473-0130

June 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Jun 19, 2018
Property Address	81 CLOVER LN, LANCASTER, VA 22503-2721
Document Number	0180001173
Instrument Date	Jun 11, 2018
Instrument	180001173
Transaction Type	Transfer
Record Updated	Sep 06, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4300 STEVENS CREEK BLVD STE 275, 275, SAN JOSE, CA 95129-1265
Investor	Possibly a Property Investor

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	May 04, 2018
Property Address	81 CLOVER LN, LANCASTER, VA 22503-2721
Document Number	0180000836
Instrument Date	Mar 19, 2018
Instrument	180000836
Transaction Type	Transfer
Record Updated	Sep 06, 2022
Title Company	TITLE 365, TITLE365

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8.00 (-98.63%)	$151,400 (+63.15%) Land $12,000 Building $139,400	$151,400 (+63.15%) Land $12,000 Building $139,400
2023	$584.00	$92,800 Land $12,000 Building $80,800	$92,800 Land $12,000 Building $80,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lancaster County (51103C), updated July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511030301002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 3,704 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cogeco Cable Holdings II	Cable	1,000 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Virginia Everywhere. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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