81 Clark Creek Loop, Plains, MT 59859 Property Records

Sanders County property record for 81 Clark Creek Loop, Plains, MT 59859

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,536 sqft · built 1986
Lot Size	9.97 acres (434,293 sqft)
Owner	Individual Name on Record
Last Sale	$392,000 (Nov 2024)
Tax Bill	$3,453 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R352866`

Property Details

APN / Parcel Number

Primary APN	`R352866`
Alternative APNs	`35-3094-25-4-01-40-0000` `0000002068`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	434,293 sqft (9.97 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000002068
Street Address	81 CLARK CREEK LOOP
City	PLAINS
State	MT
Zip	59859-9239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLARK CREEK RANCHETTES, S25, T21 N, R26 W, LOT 023, 10 AC
Legal Range	26W
Legal Township	21N
Legal Section	25
Legal Subdivision	CLARK CREEK RANCHETTES
Legal Lot Number	23
Jurisdiction	SANDERS MT
Township / Civil Division	PLAINS
Census Block Group	1
Census Block	1193
Census Tract	100

Owner

Source: Sanders County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	81 CLARK CREEK LOOP, PLAINS, MT 59859-9239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · VA Mortgage TRANSTAR NATIONAL TITLE
Mar 25, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage VALLEY BANK OF RONAN
Mar 25, 2022	Affidavit of Death of Joint Tenant, Transfer CLARK FORK TITLE INC, CLARK FORK TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2024 · Amount on Record
Deed Sale	Nov 14, 2024 · Amount on Record
Prior Sale	Mar 25, 2022 · Amount on Record
Deed Document Number	2024334232
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDERS MT
Recording Date	Apr 6, 2026
Property Address	81 CLARK CREEK LOOP, PLAINS, MT 59859-9239
Document Number	0000339863
Instrument Date	Mar 31, 2026
Instrument	2026339863
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000339863,
Date	Apr 6, 2026
Instrument	2026339863

Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANDERS MT
Recording Date	Mar 25, 2022
Property Address	81 CLARK CREEK LOOP, PLAINS, MT 59859-9239
Document Number	0000325342
Instrument Date	Mar 25, 2022
Instrument	325342
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	NOT AVAILABLE, CFT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1491, PLAINS, MT 59859-1491

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32497 EMORY RD, RONAN, MT 59864-9013

Mortgage

Document Number	0000325343
Date	Mar 25, 2022
Instrument	325343

Lender

Name	VALLEY BANK OF RONAN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Apr 1, 2027
Change Frequency	5 Years
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	Prime Rate
Max Rate	10.5%

March 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SANDERS MT
Recording Date	Mar 25, 2022
Property Address	81 CLARK CREEK LOOP, PLAINS, MT 59859-9239
Document Number	0000325341
Instrument Date	Mar 25, 2022
Instrument	325341
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	CLARK FORK TITLE INC, CLARK FORK TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1491, PLAINS, MT 59859-1491

Tax Assessment & Valuation

Source: Sanders County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Sanders County
Unified School District	Plains K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,453.00 (+167.26%)	$365,952 (+30.23%)
2025	$1,292.00 (-12.53%)	$281,000 (+33.25%)	$365,952 (+73.53%) Land $107,502 Building $258,450
2023	$1,477.00	$210,885	$210,885 Land $53,625 Building $157,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 61% of Montana
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blackfoot Telephone Cooperative Fiber	1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

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