81 Chestnut St, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 81 Chestnut St, Wakefield, MA 01880

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,714 sqft · built 1974
Lot Size0.212 acres (9,217 sqft)
Owner2 Individual Names on Record
Tax Bill$7,230 (2025)
Deeds & MortgagesJan 2018 Line of Credit
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNWAKE M:000007 B:0239 P:000044

Property Details

APN / Parcel Number

Primary APNWAKE M:000007 B:0239 P:000044
Alternative APN
  • 8117

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,714 sqft Living Area
Gross Area2,290 sqft
Basement Area1,008 sqft
Unfinished Basement302 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1976
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,217 sqft (0.212 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemRadiant
Heating FuelElectric

Location & Zoning

Account Number8117
Street Address81 CHESTNUT ST
CityWAKEFIELD
StateMA
Zip01880-2234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal SubdivisionWAKEFIELD
Legal Block239
JurisdictionWAKEFIELD MA
Township / Civil DivisionWAKEFIELD
Census Block Group2
Census Block2004
Census Tract335200

Owner

Source: Middlesex County and Wakefield Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address81 CHESTNUT ST, WAKEFIELD, MA 01880-2234
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2018Deed of Trust, Mortgage · Line of Credit
SALEM FIVE CENTS SAVINGS BANK
Feb 18, 2020Deed of Trust, Mortgage · Balloon Mortgage
SALEM FIVE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 25, 2012
Deed SaleJan 25, 2012
Prior SaleMay 2, 1978 · Amount on Record
Deed Document Number20121
Deed Book / Page58347 / 251
Record UpdatedSep 20, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKEFIELD MA
Property Address81 CHESTNUT ST, WAKEFIELD, MA 01880-2234
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number70474-150
DateJan 5, 2018
Book Page70474/150
Instrument1898
Lender
NameSALEM FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKEFIELD MA
Property Address81 CHESTNUT ST, WAKEFIELD, MA 01880-2234
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number74144-218
DateFeb 18, 2020
Book Page74144/218
Instrument23857
Lender
NameSALEM FIVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionWakefield Town
Unified School DistrictWakefield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,230.00 (+1.47%)$637,000 (+0.58%) Land $378,600 Building $258,400$767,505 (-2.34%)
2024$7,125.00 (+5.17%)$633,300 (+9.64%) Land $376,400 Building $256,900$785,935
2023$6,775.00$577,600 Land $343,300 Building $234,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAKEFIELD WATER DEPT
serves 27,090 people · EPA ID MA3305000
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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