81 Chestnut St, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 81 Chestnut St, Rutherford, NJ 07070

Property Summary

Property Type	Single Family Home
Details	2,601 sqft · built 1900
Lot Size	0.096 acres (4,199 sqft)
Owner	2 Individual Names on File
Last Sale	$680,157 (Nov 2023)
Tax Bill	$15,069 (2025)
Deeds & Mortgages	Nov 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`56-00074-0000-00004-01`

Property Details

APN / Parcel Number

Primary APN	`56-00074-0000-00004-01`
Alternative APNs	`56000740000000040001` `5600074000000004A`

Interior

Stories	2 Stories
Building Area	2,601 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Frame
Construction Type	Frame
Lot Area	4,199 sqft (0.096 acres)
Lot Dimensions	100 ft deep x 42 ft wide

Location & Zoning

Old Parcel Number	5600074000000004A
Street Address	81 CHESTNUT ST
City	RUTHERFORD
State	NJ
Zip	07070-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	42X100
Legal Subdivision	HOME LAND COMPANY/RUTHERFORD P
Legal Block	74
Legal Lot Number	4.01
Jurisdiction	BERGEN NJ
Township / Civil Division	RUTHERFORD
Census Block Group	3
Census Block	3006
Census Tract	51300

Owner

81 Chestnut St is owned and occupied by two individuals who bought it in November 2023.

Source: Bergen County and Rutherford Borough records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	81 CHESTNUT ST, RUTHERFORD, NJ 07070-1705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2023 · Amount on File
Deed Sale	Nov 20, 2023 · Amount on File
Prior Sale	May 2, 2016 · Amount on File
Deed Document Number	202375627
Deed Book / Page	5129 / 1165
Record Updated	Oct 29, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 20, 2023
Property Address	81 CHESTNUT ST, RUTHERFORD, NJ 07070-1705
Document Number	0051291165
Book / Page	5129 / 1165
Instrument Date	Oct 20, 2023
Instrument	2023075627
Transaction Type	Transfer
Record Updated	Feb 21, 2024

Transaction

Amount	Amount on Record
Tax	$6,038.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 WALNUT ST, ROSELLE PARK, NJ 07204-2203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 CHESTNUT ST, RUTHERFORD, NJ 07070-1705

Tax Assessment & Valuation

The 2025 property tax bill for 81 Chestnut St was $15,069, up 1.7% from the year before.

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Rutherford Borough
Unified School District	Rutherford Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$470,900 (-) Land $252,000 Building $218,900	$470,900 (-) Land $252,000 Building $218,900
2025	$15,069.00 (+1.67%)	$470,900 Land $252,000 Building $218,900	$470,900 Land $252,000 Building $218,900
2024	$14,821.00
2023		$455,200 (-) Land $252,000 Building $203,200	$455,200 (-) Land $252,000 Building $203,200
2022	$13,514.00 (+1.37%)	$455,200 Land $252,000 Building $203,200	$455,200 Land $252,000 Building $203,200
2021	$13,332.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Chestnut St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1990–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 81 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20