Bristol Town property record for 81 Chestnut St, Bristol, RI 02809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 4,040 sqft · built 2012 |
| Lot Size | 1.91 acres (83,200 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $12,826 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance Dec 2020 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 14-2540-02 |
| Primary APN | 14-2540-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,040 sqft Living Area |
| Gross Area | 7,164 sqft |
| Basement Area | 1,700 sqft |
| Unfinished Basement | 1,700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 83,200 sqft (1.91 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 14-2540-02 |
|---|---|
| Street Address | 81 CHESTNUT ST |
| City | BRISTOL |
| State | RI |
| Zip | 02809-2502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Lot Number | 13 |
| Jurisdiction | BRISTOL RI |
| Township / Civil Division | BRISTOL |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 30902 |
81 Chestnut St is owned and occupied by two individuals who acquired it in December 2020.
Source: Bristol Town records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 81 CHESTNUT ST, BRISTOL, RI 02809-2502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANKNEWPORT |
| Dec 30, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 29, 2020 |
| Transfer Doc | 2081-52 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 81 CHESTNUT ST, BRISTOL, RI 02809-2502 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2087-276 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 2087/276 |
| Instrument | 9249 |
| Name | BANKNEWPORT |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRISTOL RI |
| Recording Date | Dec 30, 2020 |
| Property Address | 81 CHESTNUT ST, BRISTOL, RI 02809-2502 |
| Document Number | 2081-52 |
| Book / Page | 002081 / 000052 |
| Instrument Date | Dec 29, 2020 |
| Instrument | 8720 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 81 CHESTNUT ST BRISTOL RI 028092502, BRISTOL, RI 02809-2502 |
The 2026 property tax bill for 81 Chestnut St was $12,826, up 9.6% from the year before.
Source: Bristol Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Bristol Town |
| Unified School District | Bristol-Warren Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $12,826.00 (+9.63%) | |
| 2025 | $11,699.00 | $846,500 Land $217,100 Building $629,400 |
| 2023 | $11,309.00 (+2.76%) | $846,500 (-) Land $217,100 Building $629,400 |
| 2022 | $11,005.00 | $846,500 Land $217,100 Building $629,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 81 Chestnut St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 9 (2006–2015) |
| Most Recent Claim | Dec 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 81 Chestnut St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| i3 Broadband Cable | 2,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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