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81 Cherry St, Whiting (Manchester Township), NJ 08759 Property Records

Ocean County and Manchester Township property record for 81 Cherry St, Whiting, NJ 08759

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 906 sqft · built 1920
Lot Size0.48 acres (20,909 sqft)
Owner2 Individual Names on File
Tax Bill$4,067 (2025)
Deeds & MortgagesJan 2024 Mortgage
Jan 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN19 00108-01-00002

Property Details

APN / Parcel Number

Primary APN19 00108-01-00002
Alternative APNs
  • 19-00108-01-00002-01
  • 1900108000100002
  • 2913

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area906 sqft Living Area
1st Floor Area906 sqft
Basement Area618 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area20,909 sqft (0.48 acres)
PorchEnclosed Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number2913
Street Address81 CHERRY ST
CityWHITING
StateNJ
Zip08759-1301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWTB1
Legal Description0.48AC
Legal SubdivisionWHITINGS
Legal Block108.1
Legal Lot Number2.1
JurisdictionOCEAN NJ
Township / Civil DivisionMANCHESTER
Census Block Group2
Census Block2090
Census Tract739100

Owner

81 Cherry St is owned and occupied by two individuals who acquired it in January 2024.

Source: Ocean County and Manchester Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address81 CHERRY ST, WHITING, NJ 08759-1301
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2024Intrafamily Transfer, Transfer · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Jan 17, 2019Deed of Trust, Mortgage
FIRST ATLANTIC FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 8, 2024
Deed SaleJan 8, 2024
Prior SaleApr 17, 2008 · Amount on File
Deed Document Number20241604
Deed Book / Page19577 / 1454
Prior Transfer DateMay 31, 2007
Prior Transfer Doc0137871679
Record UpdatedOct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOCEAN NJ
Recording DateJan 8, 2024
Property Address81 CHERRY ST, WHITING, NJ 08759-1301
Document Number0195771454
Book / Page19577 / 1454
Instrument DateDec 29, 2023
Instrument2024001604
Transaction TypeTransfer
Record UpdatedNov 4, 2025
Title CompanyTITLE 365

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address81 CHERRY ST, WHITING, NJ 08759-1301

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address81 CHERRY ST, WHITING, NJ 08759-1301

Mortgage

Document Number2024001605
DateJan 8, 2024
Instrument2024001605
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2054

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address81 CHERRY ST, WHITING, NJ 08759-1301
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyISGN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0173600460
DateJan 17, 2019
Book Page17360/0460
Instrument2019005305
Lender
NameFIRST ATLANTIC FCU
TypeCredit Union
AddressEATONTOWN, NJ 07724
Agreement
AmountAmount on Record
Term59 Months
DueDec 17, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 81 Cherry St was $4,067, up 11.9% from the year before.

Source: Ocean County and Manchester Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionManchester Township
Unified School DistrictManchester Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$279,500 (-) Land $137,000 Building $142,500$279,500 (-) Land $137,000 Building $142,500
2025$4,067.00 (+11.88%)$279,500 Land $137,000 Building $142,500$279,500 Land $137,000 Building $142,500
2024$3,635.00
2023$146,000 (-) Land $61,300 Building $84,700$146,000 (-) Land $61,300 Building $84,700
2022$3,233.00 (+2.21%)$146,000 Land $61,300 Building $84,700$146,000 Land $61,300 Building $84,700
2021$3,163.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Cherry St is high, ranking above 71% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 84% of New Jersey
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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