81 Cherokee Dr, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 81 Cherokee Dr, Springfield, MA 01109

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 966 sqft · built 1956
Lot Size0.195 acres (8,499 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Sep 2023)
Tax Bill$3,987 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Jan 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNSPRI S:02697 P:0046

Property Details

APN / Parcel Number

Primary APNSPRI S:02697 P:0046
Alternative APN
  • 26970046

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area966 sqft Living Area
1st Floor Area966 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area8,499 sqft (0.195 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number26970046
Street Address81 CHEROKEE DR
CitySPRINGFIELD
StateMA
Zip01109-1550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionGOODYEAR PARK
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group3
Census Block3014
Census Tract801601

Owner

Source: Hampden County and Springfield City records · APN SPRI S:02697 P:0046

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address81 CHEROKEE DR, SPRINGFIELD, MA 01109-1550
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
WESTFIELD BANK FSB
Jan 10, 2023Deed, Transfer · Stand-Alone First Mortgage
DELLA RIPA REAL ESTATE
Jun 20, 2018Deed of Trust, Mortgage · Conventional with PMI
GREATER SPRINGFIELD CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 01, 2023 · Amount on Record
Deed SaleSep 01, 2023 · Amount on Record
Prior SaleJan 10, 2023 · Amount on Record
Deed Book / Page25141 / 481
Record UpdatedSep 20, 2026

September 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateSep 01, 2023
Property Address81 CHEROKEE DR, SPRINGFIELD, MA 01109-1550
Document Number025141-481
Book / Page25141 / 481
Instrument DateSep 01, 2023
Instrument41563
Transaction TypeTransfer
Record UpdatedSep 15, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address55 BERNARD ST, SPRINGFIELD, MA 01109-1207

Mortgage

Document Number0000041564
DateSep 01, 2023
Instrument41564
Lender
NameWESTFIELD BANK FSB
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionSPRINGFIELD MA
Recording DateJan 10, 2023
Property Address81 CHEROKEE DR, SPRINGFIELD, MA 01109-1550
Document Number024873-204
Book / Page24873 / 204
Instrument DateJan 10, 2023
Instrument1770
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 DELL ST, EAST LONGMEADOW, MA 01028-2416
InvestorPossibly a Property Investor

Mortgage

Document Number0000001771
DateJan 10, 2023
Instrument1771
Lender
NameDELLA RIPA REAL ESTATE
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address81 CHEROKEE DR, SPRINGFIELD, MA 01109-1550
Document Number22231-278
Instrument DateJun 20, 2018
Transaction TypeMortgage
Record UpdatedJul 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 CHEROKEE DR SPRINGFIELD MA 011091550, SPRINGFIELD, MA 01109-1550

Mortgage

Document Number22231-278
DateJun 25, 2018
Book Page022231/000278
Instrument35162
Lender
NameGREATER SPRINGFIELD CU
TypeCredit Union
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 24, 2048

Tax Assessment & Valuation

Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,987.00 (+20.71%)$254,300 (+31.29%) Land $51,700 Building $202,600$348,650 (+23.9%)
2024$281,390
2023$3,303.00$193,700 Land $49,200 Building $144,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75

May also be available: GoNetspeed.

Based on FCC filings for 349 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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