81 Charles St, Tappan, NY 10983 Property Records

Rockland County and Orangetown Town property record for 81 Charles St, Tappan, NY 10983

Property Summary

Property TypeDuplex
Details4 bd · 3 ba · 1,560 sqft · built 1965
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Tax Bill$15,956 (2024)
Flood ZoneZone X (minimal risk)
APN392489 77.10-3-29

Property Details

APN / Parcel Number

Primary APN392489 77.10-3-29
Alternative APNs
  • 392489-077-010-0003-029-000-000
  • 248907701000030290000000
  • 0025564

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,560 sqft Living Area
Gross Area1,716 sqft
1st Floor Area1,560 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area11,761 sqft (0.27 acres)
Garage TypeBasement
PorchCovered Porch
Porch Area576 sqft
Patio Area310 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0025564
Street Address81 CHARLES ST
CityTAPPAN
StateNY
Zip10983-2406
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR-15
Legal Description60/47/447/12
Legal SubdivisionCARSON PLACE
Legal Block3
Legal Lot Number29.0
JurisdictionROCKLAND NY
Township / Civil DivisionORANGETOWN
Census Block Group3
Census Block3022
Census Tract13401

Owner

81 Charles St, a duplex, is owned and occupied by two individuals.

Source: Rockland County and Orangetown Town records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address81 CHARLES ST, TAPPAN, NY 10983-2406
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Rockland County and Orangetown Town assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionOrangetown Town
Unified School DistrictSouth Orangetown Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$15,956.00$201,000 (-) Land $44,400 Building $156,600$588,752 (+4.36%)
2023$201,000 Land $44,400 Building $156,600$564,131 Land $124,614 Building $439,517

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Charles St in Zone X, an area of minimal flood risk, though there have been 38 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims38 (1979–2021)
Claims Outside the SFHA15 of 38
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 8 claims
  • Hurricane Irene, Aug 2011 · 6 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Charles St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

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