Anne Arundel County property record for 81 Charles St, Annapolis, MD 21401
| Property Type | Condominium |
|---|---|
| Details | 1 ba · 1,740 sqft · built 1900 |
| Lot Size | 0.035 acres (1,510 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $505,000 (Dec 2004) |
| Tax Bill | $8,693 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-90026786 |
| Primary APN | 06-000-90026786 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,740 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Townhouse |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 1,510 sqft (0.035 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 98 sqft |
| Deck Area | 144 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00090026786 |
|---|---|
| Street Address | 81 CHARLES ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-2618 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 81 CHARLES STREET CONDO |
| Legal Subdivision | CHARLES STREET CONDO |
| Legal Block | 1 |
| Legal Unit | 81 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 706102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Colonial Annapolis Historic District listed 1966 · National Historic Landmark (designated 1965) · NRIS 66000383 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 81 CHARLES ST, ANNAPOLIS, MD 21401-2618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2004 · Amount on Record |
| Deed Sale | Dec 6, 2004 · Amount on Record |
| Prior Sale | Sep 25, 1998 · Amount on Record |
| Deed Document Number | 200418684 |
| Deed Book / Page | 15664 / 32 |
| Transfer Doc | 0000010128 |
| Record Updated | Oct 29, 2026 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $766,500 (+15.49%) Land $563,600 Building $202,900 | $766,500 (+15.49%) Land $563,600 Building $202,900 | |
| 2025 | $8,693.00 (+8.31%) | ||
| 2023 | $8,026.00 Homeowner's exemption | $663,700 Land $553,600 Building $110,100 | $663,700 Land $553,600 Building $110,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 880 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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