81 Cedar Ct, Geneseo, IL 61254 Property Records

Henry County property record for 81 Cedar Ct, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,184 sqft · built 1981
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on File
Last Sale	$316,000 (Nov 2023)
Tax Bill	$6,793 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jun 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-35-430-007`

Property Details

APN / Parcel Number

Primary APN	`02-35-430-007`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,184 sqft Living Area
1st Floor Area	1,184 sqft
Basement Area	896 sqft
Unfinished Basement	1,184 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Colonial
Construction Type	Frame
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	200 ft deep x 115 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	81 CEDAR CT
City	GENESEO
State	IL
Zip	61254-9569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 81 HAZELWOOD HEIGHTS ADD PT E SE SEC 35 T18N R2E
Legal Range	02E
Legal Township	18N
Legal Section	35
Legal Subdivision	HAZELWOOD HEIGHTS ADD
Legal Block	430
Legal Lot Number	81
Jurisdiction	HENRY IL
Township / Civil Division	HANNA
Census Block Group	2
Census Block	2003
Census Tract	30203

Owner

81 Cedar Ct is owned and occupied by an individual who bought it in November 2023.

Source: Henry County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	81 CEDAR CT, GENESEO, IL 61254-9569
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed, Transfer · VA Mortgage LOWER LLC
Jun 15, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 4, 2017	Deed of Trust, Mortgage · Line of Credit IH MS VLY CU
May 17, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2023 · Amount on File
Deed Sale	Nov 21, 2023 · Amount on File
Prior Sale	May 17, 2017 · Amount on File
Deed Document Number	20235308
Prior Transfer Date	May 31, 2018
Prior Transfer Doc	0000003299
Record Updated	Sep 20, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HENRY IL
Recording Date	Nov 21, 2023
Property Address	81 CEDAR CT, GENESEO, IL 61254-9569
Document Number	0000005308
Map Reference	DOC 77R5553
Instrument Date	Nov 9, 2023
Instrument	20-2305308
Transaction Type	Transfer
Record Updated	Nov 30, 2023
Title Company	GOMEZ TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$316.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	81 CEDAR CT, GENESEO, IL 61254-9569

Mortgage

Document Number	0000005309
Date	Nov 21, 2023
Instrument	20-2305309

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.75%
Type Change Date	Dec 1, 2053

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENRY IL
Recording Date	Jun 15, 2018
Property Address	81 CEDAR CT, GENESEO, IL 61254-9569
Document Number	0000003299
Instrument Date	May 31, 2018
Instrument	3299
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	81 CEDAR CT GENESEO IL 612549569, GENESEO, IL 61254-9569

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	81 CEDAR CT, GENESEO, IL 61254-9569
Document Number	0000007206
Instrument Date	Dec 4, 2017
Transaction Type	Mortgage
Record Updated	Feb 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	81 CEDAR CT GENESEO IL 612549569, GENESEO, IL 61254-9569

Mortgage

Document Number	0000007206
Date	Dec 13, 2017
Instrument	7206

Lender

Name	IH MS VLY CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2047

Interest

Rate Type	Adjustable Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	May 17, 2017
Property Address	81 CEDAR CT, GENESEO, IL 61254-9569
Document Number	0000002841
Instrument Date	Apr 26, 2017
Instrument	20-1702841
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	GOMEZ TITLE & CLOSING CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	81 CEDAR CT, GENESEO, IL 61254-9569

Mortgage

Document Number	0000002842
Date	May 17, 2017
Instrument	20-1702842

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 81 Cedar Ct was $6,793 with a homeowner's exemption, up 5.2% from the year before.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Hanna Township
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,793.00 (+5.24%) Homeowner's exemption	$99,465 (+6.96%) Land $15,134 Building $84,331	$298,395 (+6.96%) Land $45,402 Building $252,993
2024	$6,455.00	$92,995 Land $14,455 Building $78,540	$278,985 Land $43,365 Building $235,620
2022		$78,995 Land $12,279 Building $66,716	$236,985 Land $36,837 Building $200,148
2021	$4,979.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 81 Cedar Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1993–2010)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jan 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Cedar Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAZELWOOD WEST SUBDIVISION private · serves 70 people · EPA ID IL0735250
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.95 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Nextlink.

Cell Coverage

4G LTE only, no 5G reported

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