Baltimore County property record for 81 Cedar Ave, Towson, MD 21286
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,912 sqft · built 2009 |
| Lot Size | 0.158 acres (6,882 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $95,000 (Aug 2008) |
| Tax Bill | $6,222 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage Dec 2019 Mortgage + 1 more |
| APN | 09-2500004754 |
| Primary APN | 09-2500004754 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,912 sqft Living Area |
| 1st Floor Area | 1,282 sqft |
| Basement Area | 1 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,882 sqft (0.158 acres) |
| Lot Width | 52 ft Width |
| Porch | Open Porch |
| Porch Area | 344 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 2500004754 |
|---|---|
| Street Address | 81 CEDAR AVE |
| City | TOWSON |
| State | MD |
| Zip | 21286-7844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .158AC |
| Legal Subdivision | MALENA PROP |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 490800 |
Source: Baltimore County records, as of July 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 81 CEDAR AVE, BALTIMORE, MD 21286-7844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Sep 20, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage FIDELITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2008 · Amount on Record |
| Deed Sale | Aug 19, 2008 · Amount on Record |
| Deed Document Number | 2008381421 |
| Deed Book / Page | 27266 / 499 |
| Last Transfer Date | Aug 21, 2018 |
| Transfer Doc | 0406900425 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 81 CEDAR AVE, BALTIMORE, MD 21286-7844 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0456040475 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 45604/475 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Sep 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 81 CEDAR AVE, BALTIMORE, MD 21286-7844 |
| Document Number | 0423770134 |
| Instrument Date | Dec 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 81 CEDAR AVE TOWSON MD 212867844, TOWSON, MD 21286-7844 |
| Document Number | 0423770134 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 042377/000134 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Sep 20, 2018 |
| Property Address | 81 CEDAR AVE, BALTIMORE, MD 21286-7844 |
| Document Number | 0406900425 |
| Book / Page | 0040690 / 425 |
| Instrument Date | Aug 21, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | CERTIFIED TITLE CORP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 81 CEDAR AVE, TOWSON, MD 21286-7844 |
| Document Number | 0040690432 |
|---|---|
| Date | Sep 20, 2018 |
| Instrument | 0040690/432 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $512,000 (+13.53%) Land $96,200 Building $415,800 | $512,000 (-) Land $96,200 Building $415,800 | |
| 2024 | $6,222.00 (+106.23%) | ||
| 2023 | $3,017.00 Homeowner's exemption | $451,000 | $512,000 Land $96,200 Building $415,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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