81 Capt Shankey Dr, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 81 Capt Shankey Dr, Garnerville, NY 10923

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,015 sqft · built 1956
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$570,000 (Jan 2025)
Tax Bill	$14,092 (2023)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`392203 26.5-2-84`

Property Details

APN / Parcel Number

Primary APN	`392203 26.5-2-84`
Alternative APNs	`392203-026-005-0002-084-000-000` `220302600500020840000000` `392203 26.05-2-84` `0008363`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,015 sqft Living Area
Gross Area	1,367 sqft
1st Floor Area	1,015 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	109 ft deep x 97 ft wide
View / Lot	Suburban
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	363 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0008363
Street Address	81 CAPT SHANKEY DR
City	GARNERVILLE
State	NY
Zip	10923-1357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	302
Legal Description	45.-2-13
Legal Subdivision	GARNERVILLE HEIGHTS SEC 03
Legal Block	2
Legal Lot Number	84.0
Jurisdiction	ROCKLAND NY
Township / Civil Division	HAVERSTRAW
Census Block Group	3
Census Block	3005
Census Tract	10601

Owner

Source: Rockland County and Haverstraw Town records, as of August 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	15 KENSINGTON CIR, F, GARNERVILLE, NY 10923-1628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 6, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
May 14, 2019	Loan Modification, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2025 · Amount on Record
Deed Sale	Jan 6, 2025 · Amount on Record
Prior Sale	Mar 15, 2005 · Amount on Record
Prior Transfer Date	May 11, 2019
Prior Transfer Doc	0000015755
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	81 CAPT SHANKEY DR, GARNERVILLE, NY 10923-1357
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031870
Date	Oct 30, 2020
Instrument	2020-00031870

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCKLAND NY
Recording Date	Jun 6, 2019
Property Address	81 CAPT SHANKEY DR, GARNERVILLE, NY 10923-1357
Document Number	0000015755
Instrument Date	May 14, 2019
Instrument	15755
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 CAPT SHANKEY DR GARNERVILLE NY 109231357, GARNERVILLE, NY 10923-1357

Mortgage

Document Number	15756
Date	Jun 6, 2019
Instrument	15756

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2049

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKLAND NY
Property Address	81 CAPT SHANKEY DR, GARNERVILLE, NY 10923-1357
Document Number	0000015757
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	Jun 26, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 CAPT SHANKEY DR GARNERVILLE NY 109231357, GARNERVILLE, NY 10923-1357

Mortgage

Document Number	0000015757
Date	Jun 6, 2019
Instrument	15757

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Haverstraw Town
Municipality	West Haverstraw Village
Unified School District	Haverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024		$200,000 (-) Land $97,300 Building $102,700	$343,300 (+5.2%)
2023	$14,092.00 Homeowner's exemption Additional exemption filed	$200,000 Land $97,300 Building $102,700	$326,318 Land $158,754 Building $167,564

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1979–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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