81 Cambridge Dr, Matawan, NJ 07747 Property Records

Monmouth County and Aberdeen Township property record for 81 Cambridge Dr, Matawan, NJ 07747

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,634 sqft · built 2006
Lot Size	0.199 acres (8,673 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Oct 2017)
Tax Bill	$14,826 (2025)
Deeds & Mortgages	Mar 2020 Loan Modification Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-00068-0000-00016-02`

Property Details

APN / Parcel Number

Primary APN	`01-00068-0000-00016-02`
Alternative APN	`01000680000000160002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,634 sqft Living Area
1st Floor Area	1,520 sqft
Upper Floors Area	1,402 sqft
Basement Area	1,220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	8,673 sqft (0.199 acres)
Garage Area	288 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Patio Area	513 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	81 CAMBRIDGE DR
City	MATAWAN
State	NJ
Zip	07747-2264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC
Legal Description	INCL BLK 68 LOT 16-02 - 16-06
Legal Subdivision	CAMBRIDGE PARK LLC
Legal Block	68
Legal Lot Number	16.2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	ABERDEEN
Census Block Group	1
Census Block	1003
Census Tract	802800

Owner

81 Cambridge Dr is owned and occupied by two individuals who bought it in October 2017.

Source: Monmouth County and Aberdeen Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	81 CAMBRIDGE DR, MATAWAN, NJ 07747-2264
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2020	Loan Modification, Mortgage · FHA Mortgage PLANET HM LNDG
Oct 5, 2017	Grant Deed, Transfer · FHA Mortgage ENVOY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2017 · Amount on File
Deed Sale	Oct 5, 2017 · Amount on File
Prior Sale	Jul 17, 2014 · Amount on File
Deed Document Number	201798439
Record Updated	Oct 29, 2026

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONMOUTH NJ
Property Address	81 CAMBRIDGE DR, MATAWAN, NJ 07747-2264
Document Number	0000112959
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	81 CAMBRIDGE DR ABERDEEN NJ 077472264, ABERDEEN, NJ 07747-2264

Mortgage

Document Number	0000112959
Date	Oct 1, 2020
Book Page	009445/004681
Instrument	112959

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2050

Interest

Rate	4%

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 5, 2017
Property Address	81 CAMBRIDGE DR, MATAWAN, NJ 07747-2264
Document Number	0000098439
Book / Page	009252 / 005395
Instrument Date	Mar 10, 2017
Instrument	98439
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	81 CAMBRIDGE DR ABERDEEN NJ 077472264, ABERDEEN, NJ 07747-2264

Mortgage

Document Number	98440
Date	Oct 5, 2017
Book Page	009252/005406
Instrument	98440

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77056

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 81 Cambridge Dr was $14,826, up 1.2% from the year before.

Source: Monmouth County and Aberdeen Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Aberdeen Township
Unified School District	Matawan-Aberdeen Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$815,100 (+7.26%) Land $433,600 Building $381,500	$815,100 (+7.26%) Land $433,600 Building $381,500
2025	$14,826.00 (+1.19%)	$759,900 Land $376,700 Building $383,200	$759,900 Land $376,700 Building $383,200
2024	$14,652.00
2023		$720,900 Land $338,900 Building $382,000	$720,900 Land $338,900 Building $382,000
2022	$13,509.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Cambridge Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1984–2022)
Most Recent Claim	Jan 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Cambridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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