81 Cain St, Springfield, NJ 07081 Property Records

Union County and Springfield Township property record for 81 Cain St, Springfield, NJ 07081

Property Summary

Property TypeSingle Family Home
Details1,474 sqft · built 1929
Lot Size0.149 acres (6,499 sqft)
Owner2 Individual Names on Record
Last Sale$290,000 (Jun 2010)
Tax Bill$11,674 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Feb 2023 Line of Credit
+ 1 more
Flood ZoneZone X (moderate risk)
APN17-00905-0000-00018

Property Details

APN / Parcel Number

Primary APN17-00905-0000-00018
Alternative APNs
  • 1700033000000018
  • 170090500018

Interior

Stories2 Stories
Building Area1,474 sqft Living Area

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Architectural StyleCape Cod
Exterior MaterialWood
Construction TypeWood
Lot Area6,499 sqft (0.149 acres)
Lot Dimensions130 ft deep x 50 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number1700033000000018
Street Address81 CAIN ST
CitySPRINGFIELD
StateNJ
Zip07081-1924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionRIVERSIDE PARK SEC B
Legal Block905
Legal Lot Number18
JurisdictionUNION NJ
Township / Civil DivisionSPRINGFIELD
Census Block Group2
Census Block2005
Census Tract37500

Owner

Source: Union County and Springfield Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address81 CAIN ST, SPRINGFIELD, NJ 07081-1924
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 23, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Feb 21, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Aug 13, 2018Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 11, 2010 · Amount on Record
Deed SaleJun 11, 2010 · Amount on Record
Deed Document Number2010215499
Deed Book / Page5819 / 49
Prior Transfer DateApr 1, 2002
Prior Transfer Doc0052540157
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address81 CAIN ST, SPRINGFIELD, NJ 07081-1924
Transaction TypeMortgage
Record UpdatedJun 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 CAIN ST, SPRINGFIELD, NJ 07081-1924

Mortgage

Document Number0153662776
DateMay 23, 2023
Book Page15366/2776
Instrument52147
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueMay 14, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address81 CAIN ST, SPRINGFIELD, NJ 07081-1924
Transaction TypeMortgage
Record UpdatedMar 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 CAIN ST, SPRINGFIELD, NJ 07081-1924

Mortgage

Document Number0153352587
DateFeb 21, 2023
Book Page15335/2587
Instrument49099
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueFeb 15, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address81 CAIN ST, SPRINGFIELD, NJ 07081-1924
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0144780762
DateAug 13, 2018
Book Page14478/0762
Instrument661384
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Union County and Springfield Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionSpringfield Township
Unified School DistrictSpringfield Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$484,200 (-) Land $187,400 Building $296,800$484,200 (-) Land $187,400 Building $296,800
2025$11,674.00 (+1.51%)$484,200 (+11.9%) Land $187,400 Building $296,800$484,200 (+11.9%) Land $187,400 Building $296,800
2024$11,500.00 (+22.54%)
2023$432,700 Land $187,400 Building $245,300$432,700 Land $187,400 Building $245,300
2022$9,385.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims36 (1983–2022)
Claims Outside the SFHA4 of 36
Most Recent ClaimAug 2022 · other causes
Claims by Event
  • Hurricane Irene, Aug 2011 · 8 claims
  • Severe Storms And Flooding, Mar 2010 · 3 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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