81 Byron Dr, Smithsburg, MD 21783 Property Records

Washington County property record for 81 Byron Dr, Smithsburg, MD 21783 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,248 sqft · built 1995
Lot Size	0.231 acres (10,070 sqft)
Owner	2 Individual Names on File
Last Sale	$125,200 (Dec 2000)
Tax Bill	$2,103 (2025)
Deeds & Mortgages	May 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-031017`

Property Details

APN / Parcel Number

Primary APN	`07-031017`
Alternative APN	`031017`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,248 sqft Total Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,070 sqft (0.231 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	130 sqft
Deck Area	384 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	031017
Street Address	81 BYRON DR
City	SMITHSBURG
State	MD
Zip	21783-1565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 150 0.23 ACRES 81 BYRON DRIVE WHISPERING HILLS
Legal Subdivision	WHISPERING HIL
Legal Block	1
Legal Lot Number	150
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	3
Census Block	3006
Census Tract	11301

Owner

Source: Washington County records · APN 07-031017

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	81 BYRON DR, SMITHSBURG, MD 21783-1565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 11, 2000 · Amount on Record
Deed Sale	Dec 11, 2000 · Amount on Record
Prior Sale	Oct 13, 2000 · Amount on Record
Deed Document Number	200012414
Deed Book / Page	1616 / 797
Transfer Doc	0000028795
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	81 BYRON DR, SMITHSBURG, MD 21783-1565
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 BYRON DR, SMITHSBURG, MD 21783-1565
Investor	Possibly a Property Investor

Mortgage

Document Number	0072440496
Date	May 15, 2023
Book Page	7244/496

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 14, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Smithsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,233 (+9.25%)	$273,600 (-) Land $65,000 Building $208,600
2025	$2,103.00 (+12.04%)	$230,867 (+12.51%)	$273,600 (+30.6%) Land $65,000 Building $208,600
2023	$1,877.00	$205,200	$209,500 Land $65,000 Building $144,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240430113013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006, tidal / storm surge

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.