Hampton City property record for 81 Breakwater St, Hampton, VA 23669
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,094 sqft · built 1898 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Company Name on File |
| Tax Bill | $10,974 (2025) |
| Deeds & Mortgages | Sep 2017 Refinance Sep 2023 Transfer |
| APN | 02L014 BWS00010 |
| Primary APN | 02L014 BWS00010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 4,094 sqft Living Area |
| Basement Area | 1,702 sqft |
| Unfinished Basement | 1,702 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 23,087 sqft (0.53 acres) |
| View / Lot | Waterfront |
| Porch | Slab |
| Porch Area | 722 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 2003649 |
|---|---|
| Street Address | 81 BREAKWATER ST |
| City | HAMPTON |
| State | VA |
| Zip | 23669-4149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5 R-13 ONE |
| Legal Description | DARLINGS LIT ENG SS BREAK L10. |
| Legal Subdivision | DARLINGS LIT ENG SS |
| Legal Lot Number | 10 |
| Jurisdiction | HAMPTON CITY VA |
| Township / Civil Division | HAMPTON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 11500 |
Source: Hampton City assessment roll, as of August 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 81 BREAKWATER ST, HAMPTON, VA 23669-4149 |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 19, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance THE OLD POINT NATIONAL BANK OF PHOEBUS |
| Sep 21, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Sep 19, 2023 |
| Transfer Doc | 0000011470 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Property Address | 81 BREAKWATER ST, HAMPTON, VA 23669-4149 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0170011847 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 170011847 |
| Name | THE OLD POINT NATIONAL BANK OF PHOEBUS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Recording Date | Sep 21, 2023 |
| Property Address | 81 BREAKWATER ST, HAMPTON, VA 23669-4149 |
| Document Number | 0230011470 |
| Instrument Date | Sep 19, 2023 |
| Instrument | 230011470 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 81 BREAKWATER ST, HAMPTON, VA 23669-4149 |
Source: Hampton City assessment roll, as of August 19, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Hampton City |
| Unified School District | Hampton City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,974.00 (+8.49%) | $949,200 (+10.4%) Land $319,000 Building $630,200 | $949,200 (+10.4%) Land $319,000 Building $630,200 |
| 2023 | $10,115.00 (+12.05%) | $859,800 Land $319,000 Building $540,800 | $859,800 Land $319,000 Building $540,800 |
| 2022 | $9,027.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 149 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 214 units insured incl. 65 condo units |
| Nearby Flood Claims | 89 (1985–2022) |
| Claims Outside the SFHA | 15 of 89 |
| Most Recent Claim | Apr 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 500 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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