81 Bourne St, #83, Three Rivers, MA 01080 Property Records

Hampden County and Palmer Town City property record for 81 Bourne St, #83, Three Rivers, MA 01080

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,908 sqft · built 1920
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,956 (2025)
Deeds & Mortgages	Jul 2026 Transfer Jul 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`PALM M:71 B:69`

Property Details

APN / Parcel Number

Primary APN	`PALM M:71 B:69`
Alternative APN	`M:0071 L:000069`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,908 sqft Living Area
Gross Area	4,744 sqft
1st Floor Area	1,272 sqft
Basement Area	1,272 sqft
Unfinished Basement	1,020 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	81 BOURNE ST, 83
City	THREE RIVERS
State	MA
Zip	01080-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR
Legal Block	69
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	1
Census Block	1018
Census Tract	810300

Owner

81 Bourne St, #83 is owned by two individuals who acquired it in July 2026.

Source: Hampden County and Palmer Town City records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 WILBRAHAM RD, MONSON, MA 01057-9700
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Quit Claim Deed, Transfer Quitclaim
Jul 14, 2023	Deed of Trust, Mortgage · Line of Credit UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 30, 2026
Transfer Doc	0000036151
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Jul 31, 2026
Property Address	81 BOURNE ST, 83, THREE RIVERS, MA 01080-1307
Document Number	0000036151
Book / Page	26443 / 185
Instrument Date	Jul 30, 2026
Instrument	202636151
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14 WILBRAHAM RD, MONSON, MA 01057-9700

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	81-83 BOURNE ST, THREE RIVERS, MA 01080
Transaction Type	Mortgage
Record Updated	Sep 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025077-450
Date	Jul 14, 2023
Book Page	25077/450
Instrument	32184

Lender

Name	UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 81 Bourne St, #83 was $5,956, up 7.6% from the year before.

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,956.00 (+7.57%)	$326,700 (+11.27%) Land $66,300 Building $260,400
2024	$5,537.00 (+4.53%)	$293,600 (+9.31%) Land $60,300 Building $233,300
2023	$5,297.00	$268,600 Land $60,300 Building $208,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 81 Bourne St, #83 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Bourne St, #83 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS FIRE DISTRICT serves 3,258 people · EPA ID MA1227003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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