81 Boardman Ave, Cumberland, RI 02864 Property Records

Cumberland Town property record for 81 Boardman Ave, Cumberland, RI 02864 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1957
Lot Size	0.224 acres (9,757 sqft)
Owner	Individual Name on File
Last Sale	$389,900 (May 2023)
Tax Bill	$4,135 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Aug 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-0014-78`

Property Details

APN / Parcel Number

Primary APN	`3-0014-78`
Alternative APNs	`CUMB M:033 B:0287 L:000` `9939-09`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	2,260 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,757 sqft (0.224 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3-0014-78
Street Address	81 BOARDMAN AVE
City	CUMBERLAND
State	RI
Zip	02864-3704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	287
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	3
Census Block	3028
Census Tract	11403

Owner

Source: Cumberland Town records · APN 3-0014-78

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	81 BOARDMAN AVE, CUMBERLAND, RI 02864-3704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
Aug 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Apr 26, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 13, 2019	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC
May 14, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 19, 2023 · Amount on Record
Deed Sale	May 19, 2023 · Amount on Record
Prior Sale	May 14, 2018 · Amount on Record
Deed Document Number	2023138848
Deed Book / Page	1956 / 523
Transfer Doc	1535-520
Record Updated	Sep 20, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND RI
Recording Date	May 19, 2023
Property Address	81 BOARDMAN AVE, CUMBERLAND, RI 02864-3704
Document Number	001956-523
Book / Page	1956 / 523
Instrument Date	May 19, 2023
Instrument	138848
Transaction Type	Transfer
Record Updated	Jun 01, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 BOARDMAN AVE, CUMBERLAND, RI 02864-3704

Mortgage

Document Number	0000138849
Date	May 19, 2023
Instrument	138849

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	81 BOARDMAN AVE, CUMBERLAND, RI 02864-3704
Transaction Type	Mortgage
Record Updated	Sep 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001938-753
Date	Aug 22, 2022
Book Page	1938/753
Instrument	134744

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	313 Months
Due	Sep 01, 2048

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	81 BOARDMAN AVE, CUMBERLAND, RI 02864-3704
Transaction Type	Mortgage
Record Updated	May 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1886-115
Date	Apr 26, 2021
Book Page	1886/115
Instrument	123543

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	May 01, 2048

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	81 BOARDMAN AVE, CUMBERLAND, RI 02864-3704
Document Number	1808-141
Instrument Date	Jul 13, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 BOARDMAN AVE CUMBERLAND RI 028643704, CUMBERLAND, RI 02864-3704

Mortgage

Document Number	1808-141
Date	Jul 25, 2019
Book Page	001808/000141

Lender

Name	PENNYMAC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	May 14, 2018
Property Address	81 BOARDMAN AVE, CUMBERLAND, RI 02864-3704
Document Number	1773-24
Book / Page	1773 / 24
Transaction Type	Transfer
Record Updated	Jun 04, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$33.34
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17730027
Date	May 14, 2018
Instrument	01773/0027

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2048

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,135.00 (+5.59%)	$337,000 (-) Land $149,100 Building $187,900
2023	$3,916.00 (-1.24%)	$337,000 (+27.41%) Land $149,100 Building $187,900
2022	$3,965.00	$264,500 Land $117,800 Building $146,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070114033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 62% of Rhode Island
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 150 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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