81 Birch Rd, Fairfield, CT 06824 Property Records

Fairfield Town property record for 81 Birch Rd, Fairfield, CT 06824

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,360 sqft · built 2008
Lot Size	0.217 acres (9,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,575,000 (Sep 2025)
Tax Bill	$28,558 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2025 Sale & Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`FAIR M:139 B:190-A`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:139 B:190-A`
Alternative APNs	`FFLD M:139 B:190-A` `M:139 L:190A X` `2661`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,360 sqft Living Area
Gross Area	6,458 sqft
Basement Area	1,229 sqft
Unfinished Basement	1,229 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,450 sqft (0.217 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2661
Street Address	81 BIRCH RD
City	FAIRFIELD
State	CT
Zip	06824-6720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	190-A
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	3
Census Block	3019
Census Tract	61500

Owner

Source: Fairfield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	81 BIRCH RD, FAIRFIELD, CT 06824-6720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA
Sep 19, 2025	Warranty Deed, Transfer · Line of Credit ROCKET MORTGAGE LLC
Jun 8, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage UNION SAVINGS BANK
Jun 6, 2019	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2025 · Amount on Record
Deed Sale	Sep 19, 2025 · Amount on Record
Prior Sale	Jun 8, 2023 · Amount on Record
Deed Document Number	20254823
Deed Book / Page	6648 / 103
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	81 BIRCH RD, FAIRFIELD, CT 06824-6720
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006252-304
Date	Dec 7, 2021
Book Page	6252/304
Instrument	2021-12610

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Dec 1, 2028
Index	Other

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Sep 19, 2025
Property Address	81 BIRCH RD, FAIRFIELD, CT 06824-6720
Document Number	006648-103
Book / Page	6648 / 103
Instrument Date	Sep 17, 2025
Instrument	2025-4823
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	81 BIRCH RD, FAIRFIELD, CT 06824-6720

Mortgage

Document Number	0020254825
Date	Sep 19, 2025
Instrument	2025-4825

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Oct 1, 2032
Index	Other
Margin	3

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Jun 8, 2023
Property Address	81 BIRCH RD, FAIRFIELD, CT 06824-6720
Document Number	006420-304
Book / Page	6420 / 304
Instrument Date	Jun 8, 2023
Instrument	2023-2600
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	81 BIRCH RD, FAIRFIELD, CT 06824-6720

Mortgage

Document Number	0020232601
Date	Jun 8, 2023
Instrument	2023-2601

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Max Rate At Change	2.75%
Index	1-Year CMT

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Jun 6, 2019
Property Address	81 BIRCH RD, FAIRFIELD, CT 06824-6720
Document Number	5783-263
Book / Page	005783 / 000263
Instrument Date	May 13, 2019
Instrument	3462
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 DUNNLEA RD FAIRFIELD CT 068242814, FAIRFIELD, CT 06824-2814

Mortgage

Document Number	5783-265
Date	Jun 6, 2019
Book Page	005783/000265
Instrument	3463

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$28,558.00	$1,005,900 (+3.33%) Land $414,330 Building $591,570	$704,130 Land $290,031 Building $414,099
2024	$28,558.00 (+6.64%)
2023	$26,781.00	$973,490 Land $414,330 Building $559,160

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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