81 Benjamin St, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 81 Benjamin St, Winchendon, MA 01475

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,536 sqft · built 2004
Lot Size1.09 acres (47,546 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Mar 2019)
Tax Bill$4,020 (2025)
Deeds & MortgagesJun 2026 Mortgage
Oct 2021 Refinance
+ 3 more
APNWINC M:5D1 B:0 L:86

Property Details

APN / Parcel Number

Primary APNWINC M:5D1 B:0 L:86
Alternative APN
  • WCDN M:5D1 B:0 L:86

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,536 sqft Living Area
Gross Area2,404 sqft
Basement Area768 sqft
Unfinished Basement768 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area47,546 sqft (1.09 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address81 BENJAMIN ST
CityWINCHENDON
StateMA
Zip01475-1812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Lot Number86
JurisdictionWINCHENDON MA
Township / Civil DivisionWINCHENDON
Census Block Group2
Census Block2009
Census Tract701101

Owner

Source: Worcester County and Winchendon Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address81 BENJAMIN ST, WINCHENDON, MA 01475-1812
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2026Deed of Trust, Mortgage · Conventional Mortgage
WORKERS FEDERAL CREDIT UNION
Oct 18, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ROSS MORTGAGE COMPANY INC
Jun 12, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
FIDELITY COOPERATIVE BANK
Mar 27, 2019Quit Claim Deed, Transfer · Conventional with PMI
WORKERS CU
Feb 8, 2018Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2019 · Amount on Record
Deed SaleMar 27, 2019 · Amount on Record
Prior SaleSep 26, 2018 · Amount on Record
Deed Document Number201926343
Deed Book / Page60195 / 249
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHENDON MA
Recording DateJun 16, 2026
Property Address81 BENJAMIN ST, WINCHENDON, MA 01475-1812
Document Number0000049042
Book / Page73730 / 1
Instrument DateJun 9, 2026
Instrument202649042
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 BENJAMIN ST, WINCHENDON, MA 01475-1812

Mortgage

Document Number0000049042,
DateJun 16, 2026
Book Page73730/1
Instrument202649042
Lender
NameWORKERS FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 1, 2046
Interest
Rate6.36%
Max Rate-1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHENDON MA
Property Address81 BENJAMIN ST, WINCHENDON, MA 01475-1812
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number066316-225
DateOct 18, 2021
Book Page66316/225
Instrument146078
Lender
NameROSS MORTGAGE COMPANY INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHENDON MA
Property Address81 BENJAMIN ST, WINCHENDON, MA 01475-1812
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number070623-111
DateJun 12, 2024
Book Page70623/111
Instrument44572
Lender
NameFIDELITY COOPERATIVE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueJul 1, 2044

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINCHENDON MA
Recording DateMar 27, 2019
Property Address81 BENJAMIN ST, WINCHENDON, MA 01475-1812
Document Number60195-249
Book / Page060195 / 000249
Instrument DateMar 27, 2019
Instrument26343
Transaction TypeTransfer
Record UpdatedApr 16, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,094.40
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 BENJAMIN ST WINCHENDON MA 014751812, WINCHENDON, MA 01475-1812

Mortgage

Document Number60195-252
DateMar 27, 2019
Book Page060195/000252
Instrument26344
Lender
NameWORKERS CU
TypeCredit Union
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 26, 2049

February 2018: Foreclosure

Document TypeForeclosure
JurisdictionWINCHENDON MA
Recording DateFeb 8, 2018
Property Address81 BENJAMIN ST, WINCHENDON, MA 01475-1812
Document Number58418-210
Book / Page058418 / 000210
Instrument DateJan 23, 2018
Instrument12999
Transaction TypeForeclosure
Record UpdatedFeb 28, 2018

Transaction

AmountAmount Recorded
Tax$1,003.20
Amount AccuracyConfirmed
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493

Tax Assessment & Valuation

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionWinchendon Town
Unified School DistrictWinchendon School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,020.00 (+0.65%)$342,100 (+7.41%) Land $48,100 Building $294,000$352,450 (+11.68%)
2024$3,994.00 (+9.57%)$318,500 (+17.1%) Land $43,800 Building $274,700$315,590
2023$3,645.00$272,000 Land $41,600 Building $230,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINCHENDON WATER DEPARTMENT
serves 5,706 people · EPA ID MA2343000
Water SourcePurchased surface water from ASH/WIN JOINT WATER AUTHORITY
Last State InspectionDec 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Benjamin St

Nearby Streets

Search Property Records by Address or Parcel Number