Hampden County and Chicopee City property record for 81 Bell St, Chicopee, MA 01013
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,231 sqft · built 1842 |
| Lot Size | 0.166 acres (7,243 sqft) |
| Owner | Individual Name on File |
| Last Sale | $296,000 (May 2022) |
| Tax Bill | $4,319 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00013 |
| Primary APN | 63-00013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,231 sqft Living Area |
| Gross Area | 4,918 sqft |
| 1st Floor Area | 1,129 sqft |
| Attic | Attic |
| Attic Area | 1,102 sqft |
| Basement Area | 1,102 sqft |
| Unfinished Basement | 1,102 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1842 |
|---|---|
| Effective Year Built | Effective 1842 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,243 sqft (0.166 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Account Number | 63-00013 |
|---|---|
| Street Address | 81 BELL ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-3001 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 810800 |
Source: Hampden County and Chicopee City records · APN 63-00013
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 81 BELL ST, CHICOPEE, MA 01013-3001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| May 02, 2022 | Warranty Deed, Transfer · FHA Mortgage FINANCE AMERICA LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 02, 2022 · Amount on Record |
| Deed Sale | May 02, 2022 · Amount on Record |
| Prior Sale | Mar 31, 1995 · Amount on Record |
| Deed Document Number | 202226450 |
| Deed Book / Page | 24526 / 139 |
| Transfer Doc | 21382-438 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 81 BELL ST, CHICOPEE, MA 01013-3001 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 025328-277 |
|---|---|
| Date | Feb 23, 2024 |
| Book Page | 25328/277 |
| Instrument | 7625 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Mar 01, 2064 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | May 02, 2022 |
| Property Address | 81 BELL ST, CHICOPEE, MA 01013-3001 |
| Document Number | 024526-139 |
| Book / Page | 24526 / 139 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 26450 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 PUTNAM CIR, SPRINGFIELD, MA 01104-1347 |
| Investor | Possibly a Property Investor |
| Document Number | 0000026451 |
|---|---|
| Date | May 02, 2022 |
| Instrument | 26451 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,319.00 (+5.75%) | $284,900 (+2.96%) Land $61,100 Building $223,800 |
| 2024 | $4,084.00 (+7.02%) | $276,700 (+9.85%) Land $59,900 Building $216,800 |
| 2023 | $3,816.00 | $251,900 Land $54,500 Building $197,400 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138108001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 542 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Chicopee Municipal Lighting Plant Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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