81 Bell St, Belleville, NJ 07109 Property Records

Essex County and Belleville Township property record for 81 Bell St, Belleville, NJ 07109

Property Summary

Property TypeSingle Family Home
Details1,198 sqft · built 1922
Lot Size0.086 acres (3,751 sqft)
Owner2 Individual Names on File
Last Sale$410,000 (Jun 2020)
Tax Bill$10,546 (2025)
Deeds & MortgagesJul 2021 Mortgage
Mar 2020 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN01-07105-0000-00027

Property Details

APN / Parcel Number

Primary APN01-07105-0000-00027
Alternative APNs
  • 010022000039
  • 00002747

Interior

Stories2 Stories
Building Area1,198 sqft Living Area

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Exterior MaterialStucco
Lot Area3,751 sqft (0.086 acres)
Lot Dimensions100 ft deep x 5 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Account Number00002747
Street Address81 BELL ST
CityBELLEVILLE
StateNJ
Zip07109-2732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description37.5X100.04
Legal Block7105
Legal Lot Number27
JurisdictionESSEX NJ
Township / Civil DivisionBELLEVILLE
Census Block Group2
Census Block2005
Census Tract14300

Owner

81 Bell St is owned and occupied by two individuals who bought it in June 2020.

Source: Essex County and Belleville Township records, as of July 2, 2026

Owner of Record2 Individual Names on File
Mailing Address81 BELL ST, BELLEVILLE, NJ 07109-2732
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 6, 2020Deed of Trust, Mortgage
ADVANCED FINANCIAL FCU
May 15, 2020Deed of Trust, Mortgage · Conventional with PMI
VALLEY NAT'L BK
Jun 22, 2020Deed, Transfer · Conventional Mortgage
VAST BANK NA
Feb 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
ADVANCED FIN'L FCU
Dec 2, 2019Grant Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Dec 29, 2018Deed in Lieu of Foreclosure, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2020 · Amount on File
Deed SaleJun 22, 2020 · Amount on File
Prior SaleDec 2, 2019 · Amount on File
Deed Document Number202057496
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address81 BELL ST, BELLEVILLE, NJ 07109-2732
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanyVITAL ABSTRACT LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000080240
DateJul 1, 2021
Instrument2021080240
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 1, 2036

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address81 BELL ST, BELLEVILLE, NJ 07109-2732
Transaction TypeMortgage
Record UpdatedAug 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026346
DateMar 6, 2020
Instrument2020026346
Lender
NameADVANCED FINANCIAL FCU
TypeCredit Union
AddressNEW PROVIDENCE, NJ 07974
Agreement
AmountAmount on Record

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address81 BELL ST, BELLEVILLE, NJ 07109-2732
Document Number0000057504
Instrument DateMay 15, 2020
Transaction TypeMortgage
Record UpdatedJul 3, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address81 BELL ST BELLEVILLE NJ 071092732, BELLEVILLE, NJ 07109-2732

Mortgage

Document Number0000057504
DateJun 22, 2020
Instrument57504
Lender
NameVALLEY NAT'L BK
TypeBank
AddressWAYNE, NJ 07470
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 21, 2050

June 2020: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateJun 22, 2020
Property Address81 BELL ST, BELLEVILLE, NJ 07109-2732
Document Number0000057496
Instrument DateMay 14, 2020
Instrument2020057496
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$205.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address39 DANIELS DR, 39, CLIFTON, NJ 07013-4105

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 BELL ST, BELLEVILLE, NJ 07109-2732

Mortgage

Document Number0000057504
DateJun 22, 2020
Instrument2020057504
Lender
NameVAST BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2050

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address81 BELL ST, BELLEVILLE, NJ 07109-2732
Document Number0000026348
Instrument DateFeb 26, 2020
Transaction TypeMortgage
Record UpdatedJun 11, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address81 BELL ST BELLEVILLE NJ 071092732, BELLEVILLE, NJ 07109-2732

Mortgage

Document Number0000026348
DateMar 6, 2020
Instrument26348
Lender
NameADVANCED FIN'L FCU
TypeCredit Union
AddressNEW PROVIDENCE, NJ 07974
Agreement
TypeConventional Mortgage
AmountAmount on Record

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateDec 2, 2019
Property Address81 BELL ST, BELLEVILLE, NJ 07109-2732
Document Number0000113093
Instrument DateOct 2, 2019
Instrument113093
Transaction TypeTransfer
Record UpdatedDec 18, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount on Record
Tax$191.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address777 PASSAIC AVE CLIFTON NJ 070121804, CLIFTON, NJ 07012-1804

December 2018: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionESSEX NJ
Recording DateDec 29, 2018
Property Address81 BELL ST, BELLEVILLE, NJ 07109-2732
Document Number0000112218
Instrument DateDec 20, 2018
Instrument112218
Transaction TypeForeclosure
Record UpdatedMay 10, 2019
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4000 CHEMICAL RD #200 PLYMOUTH MEETING PA 194621708, 200, PLYMOUTH MEETING, PA 19462-1708

Tax Assessment & Valuation

The 2025 property tax bill for 81 Bell St was $10,546, up 3.1% from the year before.

Source: Essex County and Belleville Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionBelleville Township
Unified School DistrictBelleville Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$253,700 (-) Land $114,600 Building $139,100$253,700 (-) Land $114,600 Building $139,100
2025$10,546.00 (+3.08%)$253,700 Land $114,600 Building $139,100$253,700 Land $114,600 Building $139,100
2024$10,231.00
2023$253,700 Land $114,600 Building $139,100$253,700 Land $114,600 Building $139,100
2022$9,769.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Bell St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 81 Bell St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELLEVILLE WATER DEPT
serves 35,129 people · EPA ID NJ0701001
Water SourcePurchased surface water from NEWARK WATER DEPARTMENT
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityHaloacetic acids
resolved · Oct 2019
Total trihalomethanes
resolved · Jul 2019
Treatment failure
resolved · Oct 2016
Treatment and ProcedureLead service line replacement
currently in violation since Jul 2021
Corrosion control
Jan 2023
Coliform corrective action
Jan 2020
Monitoring and Reporting19
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,028 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on Bell St

Nearby Streets

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