81 Beach Rd, Bristol, RI 02809 Property Records

Bristol Town property record for 81 Beach Rd, Bristol, RI 02809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,504 sqft · built 1948
Lot Size	0.142 acres (6,168 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Jul 2018)
Tax Bill	$5,880 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`50-0045-11`

Property Details

APN / Parcel Number

Primary APN	`50-0045-11`
Alternative APNs	`BRIS M:62 L:107` `4003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,504 sqft Living Area
Gross Area	2,775 sqft
Basement Area	915 sqft
Unfinished Basement	915 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,168 sqft (0.142 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	50-0045-11
Street Address	81 BEACH RD
City	BRISTOL
State	RI
Zip	02809-1531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Lot Number	107
Jurisdiction	BRISTOL RI
Township / Civil Division	BRISTOL
Census Block Group	2
Census Block	2008
Census Tract	30902

Owner

Source: Bristol Town records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	81 BEACH RD, BRISTOL, RI 02809-1531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Deed of Trust, Mortgage · Conventional with PMI BANKNEWPORT
Apr 17, 2020	Quit Claim Deed, Transfer BANKNEWPORT
Jul 5, 2018	Warranty Deed, Transfer · Conventional with PMI PEOPLES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2018 · Amount on Record
Deed Sale	Jul 5, 2018 · Amount on Record
Prior Sale	Dec 15, 2006 · Amount on Record
Deed Book / Page	1946 / 275
Last Transfer Date	Apr 13, 2020
Transfer Doc	2029-274
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	81 BEACH RD, BRISTOL, RI 02809-1531
Document Number	2034-330
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 BEACH RD BRISTOL RI 028091531, BRISTOL, RI 02809-1531

Mortgage

Document Number	2034-330
Date	May 21, 2020
Book Page	002034/000330
Instrument	5326

Lender

Name	BANKNEWPORT

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRISTOL RI
Recording Date	Apr 17, 2020
Property Address	81 BEACH RD, BRISTOL, RI 02809-1531
Document Number	2029-274
Book / Page	002029 / 000274
Instrument Date	Apr 13, 2020
Instrument	4953
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 BEACH RD BRISTOL RI 028091531, BRISTOL, RI 02809-1531

Mortgage

Document Number	2029-276
Date	Apr 17, 2020
Book Page	002029/000276
Instrument	4954

Lender

Name	BANKNEWPORT

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL RI
Recording Date	Jul 5, 2018
Property Address	81 BEACH RD, BRISTOL, RI 02809-1531
Document Number	1946-275
Book / Page	001946 / 000275
Instrument Date	Jul 5, 2018
Instrument	1911
Transaction Type	Transfer
Record Updated	Aug 13, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 BEACH RD BRISTOL RI 028091531, BRISTOL, RI 02809-1531

Mortgage

Document Number	1946-277
Date	Jul 5, 2018
Book Page	001946/000277
Instrument	1912

Lender

Name	PEOPLES CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2048

Tax Assessment & Valuation

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Bristol Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,880.00 (+17.18%)
2025	$5,018.00 (+3.44%)	$363,100 (-) Land $149,700 Building $213,400
2023	$4,851.00 (+2.78%)	$363,100 (-) Land $149,700 Building $213,400
2022	$4,720.00	$363,100 Land $149,700 Building $213,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	61 units insured incl. 32 condo units
Nearby Flood Claims	19 (1985–2018)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Mar 2018 · other causes
Claims by Event	Severe Storms And Flooding, Apr 2010 · 5 claims Hurricane Bob, Aug 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
i3 Broadband Cable	2,000 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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