81 Beach Ave, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 81 Beach Ave, Kennebunk, ME 04043

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,666 sqft · built 2006
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$1,750,000 (Sep 2017)
Tax Bill	$35,181 (2025)
Deeds & Mortgages	May 2017 Mortgage Sep 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`KENB M:092 L:091`

Property Details

APN / Parcel Number

Primary APN	`KENB M:092 L:091`
Alternative APNs	`M:092 L:091 U:000` `1525`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,666 sqft Living Area
Gross Area	6,111 sqft
1st Floor Area	1,653 sqft
Attic	Attic
Attic Area	1,653 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1525
Street Address	81 BEACH AVE
City	KENNEBUNK
State	ME
Zip	04043-7618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Subdivision	COTTAGE SITES KENNEBUNK BEACH
Legal Lot Number	91
Jurisdiction	KENNEBUNK ME
Township / Civil Division	KENNEBUNK
Census Block Group	2
Census Block	2036
Census Tract	28004

Owner

81 Beach Ave is owned by an individual who bought it in September 2017.

Source: York County and Kennebunk Town records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	120 OCEAN GRANDE BLVD, 302, JUPITER, FL 33477-7376
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2017	Deed of Trust, Mortgage JPMORGAN CHASE BANK
Sep 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK
Sep 5, 2017	Warranty Deed, Transfer · ARM PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2017 · Amount on File
Deed Sale	Sep 5, 2017 · Amount on File
Prior Sale	Nov 17, 2008
Deed Document Number	201737778
Deed Book / Page	17553 / 566
Transfer Doc	14963-0228
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	81 BEACH AVE, KENNEBUNK, ME 04043-7618
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0174680401
Date	May 9, 2017
Book Page	17468/0401
Instrument	2017017191

Lender

Name	JPMORGAN CHASE BANK

Agreement

Amount	Amount on Record
Term	96 Months
Due	May 9, 2025

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	81 BEACH AVE, KENNEBUNK, ME 04043-7618
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0183940628
Date	Sep 29, 2020
Book Page	18394/628
Instrument	2020048430

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Sep 5, 2017
Property Address	81 BEACH AVE, KENNEBUNK, ME 04043-7618
Document Number	0175530566
Book / Page	17553 / 0566
Instrument	2017037778
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017037779
Date	Sep 5, 2017
Instrument	2017037779

Lender

Name	PEOPLES UNITED BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Sep 1, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 81 Beach Ave was $35,181, down 3.9% from the year before.

Source: York County and Kennebunk Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kennebunk Town
Unified School District	Regional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$35,181.00 (-3.89%)	$3,571,700 (+65.39%) Land $2,047,700 Building $1,524,000
2024	$36,604.00 (+5.61%)	$2,159,500 (-) Land $1,254,700 Building $904,800
2023	$34,660.00 (+9.93%)	$2,159,500 (-) Land $1,254,700 Building $904,800	$3,889,490
2022	$31,529.00	$2,159,500 Land $1,254,700 Building $904,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Beach Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 184 individual policies
Nearby Flood Policies	238 units insured incl. 54 condo units
Nearby Flood Claims	74 (1996–2024)
Claims Outside the SFHA	29 of 74
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2024 · 53 claims Severe Storm And Flooding, Dec 2022 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Beach Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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