81 Basin Point Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 81 Basin Point Rd, Harpswell, ME 04079

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 604 sqft · built 1935
Lot Size	0.08 acres (3,485 sqft)
Owner	Trust Name on File
Tax Bill	$1,699 (2025)
Deeds & Mortgages	Nov 2024 Refinance Dec 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HARP M:015 L:155`

Property Details

APN / Parcel Number

Primary APN	`HARP M:015 L:155`
Alternative APN	`1095`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	604 sqft Living Area
Gross Area	1,372 sqft
1st Floor Area	520 sqft
Attic	Attic
Attic Area	240 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Cottage
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	1095
Street Address	81 BASIN POINT RD
City	HARPSWELL
State	ME
Zip	04079
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Lot Number	155
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	2
Census Block	2000
Census Tract	17101

Owner

81 Basin Point Rd is held in a trust since December 2022.

Source: Cumberland County and Harpswell Town records, as of July 30, 2026

Owner of Record	Trust Name on File
Mailing Address	150 ORLEANS ST, 302, EAST BOSTON, MA 02128-2175
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Dec 14, 2022	Warranty Deed, Transfer
Sep 29, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2022
Deed Sale	Dec 14, 2022
Prior Sale	Sep 29, 2022 · Amount on File
Deed Book / Page	39896 / 122
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	81 BASIN POINT RD, HARPSWELL, ME 04079
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0411230196
Date	Nov 15, 2024
Book Page	41123/196
Instrument	43393

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	337 Months
Due	Dec 1, 2052

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARPSWELL ME
Recording Date	Dec 14, 2022
Property Address	81 BASIN POINT RD, HARPSWELL, ME 04079
Document Number	0398960122
Book / Page	39896 / 122
Instrument Date	Nov 29, 2022
Instrument	60530
Transaction Type	Transfer
Record Updated	Jan 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 BASIN POINT RD, HARPSWELL, ME 04079

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARPSWELL ME
Recording Date	Sep 29, 2022
Property Address	81 BASIN POINT RD, HARPSWELL, ME 04079
Document Number	0397460295
Book / Page	39746 / 295
Instrument Date	Sep 20, 2022
Instrument	49671
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 ORLEANS ST # CONDO, CONDO, EAST BOSTON, MA 02128-2105

Mortgage

Document Number	0000049672
Date	Sep 29, 2022
Instrument	49672

Lender

Name	DAS ACQUISITION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 81 Basin Point Rd was $1,699, up 5% from the year before.

Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,699.00 (+5.01%)	$255,100 (+0.28%) Land $171,100 Building $84,000
2024	$1,618.00 (+3.78%)	$254,400 (-0.43%) Land $171,100 Building $83,300
2023	$1,559.00 (+4%)	$255,500 (+0.55%) Land $171,100 Building $84,400
2022	$1,499.00	$254,100 Land $171,100 Building $83,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 81 Basin Point Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Nearby Flood Policies	52 in force
Nearby Flood Claims	12 (1978–2024)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Basin Point Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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