Passaic County and Wayne Township property record for 81 Balsam Rd, Wayne, NJ 07470 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Ranch |
| Year Built | Built 1945 |
| Square Footage | 1,269 sqft Living Area |
| Lot Size | 11,979 sqft (0.275 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $385,000 (2020) |
| Tax Bill | $11,612.00 (2025) |
| Primary APN | 14-04309-0000-00044 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,269 sqft Living Area |
|---|
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Ranch Style |
| Lot Area | 11,979 sqft (0.275 acres) |
| Old Parcel Number | 1400663000000004A |
|---|---|
| Street Address | 81 BALSAM RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-5046 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 4309 |
| Legal Lot Number | 44 |
| Jurisdiction | PASSAIC NJ |
| Minor Civil Division | WAYNE |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 246002 |
Source: Passaic County and Wayne Township records · APN 14-04309-0000-00044
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 81 BALSAM RD, WAYNE, NJ 07470-5046 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 02, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Sep 18, 2020 | Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 18, 2020 · Amount on Record |
| Deed Sale | Sep 18, 2020 · Amount on Record |
| Deed Doc Number | 202045677 |
| Deed Book / Page | 3866 / 155 |
| Prior Transfer Date | Aug 11, 1998 |
| Prior Transfer Doc | 0000056194 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 81 BALSAM RD, WAYNE, NJ 07470-5046 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 81 BALSAM RD, WAYNE, NJ 07470-5046 |
| Document Number | 0000038574 |
|---|---|
| Date | Aug 02, 2022 |
| Book Page | M18118/252 |
| Instrument | 2022038574 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jul 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Sep 18, 2020 |
| Property Address | 81 BALSAM RD, WAYNE, NJ 07470-5046 |
| Document Number | 0000045677 |
| Book / Page | D3866 / 155 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 2020045677 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2021 |
| Title Company | FOUNDATION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $385.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 US HIGHWAY 22, 401, NORTH PLAINFIELD, NJ 07060-3805 |
| Name | Verified Name |
|---|---|
| Address | 81 BALSAM RD, WAYNE, NJ 07470-5046 |
| Document Number | 0000045678 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 2020045678 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $193,600 (-) Land $115,100 Building $78,500 | $193,600 (-) Land $115,100 Building $78,500 | |
| 2025 | $11,612.00 (+0.88%) | $193,600 (-) Land $115,100 Building $78,500 | $193,600 (-) Land $115,100 Building $78,500 |
| 2024 | $11,511.00 (+5.16%) | ||
| 2023 | $193,600 Land $115,100 Building $78,500 | $193,600 Land $115,100 Building $78,500 | |
| 2022 | $10,946.00 |
81 Balsam Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Passaic County (34031C), updated May 29, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 35th in New Jersey |
|---|---|
| Wildfire Likelihood | Low — about 1 in 8,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures