81 Arnold Rd, Rock Spring, GA 30739 Property Records

Walker County property record for 81 Arnold Rd, Rock Spring, GA 30739 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,964 sqft · built 1997
Lot Size	1.16 acres (50,530 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jul 2020)
Tax Bill	$4,087 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0334 001A`

Property Details

APN / Parcel Number

Primary APN	`0334 001A`
Alternative APN	`18191`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,964 sqft Heated Area
1st Floor Area	2,164 sqft
2nd Floor Area	800 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Construction Type	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	50,530 sqft (1.16 acres)
Garage Area	576 sqft

Exterior Amenities

Porch	Patio
Porch Area	300 sqft
Deck Area	464 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	18191
Street Address	81 ARNOLD RD
City	ROCK SPRING
State	GA
Zip	30739-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LL 15 8/4
Legal Subdivision	SADDLE RIDGE
Jurisdiction	WALKER GA
Township / Civil Division	ROCK SPRING
Census Block Group	2
Census Block	2004
Census Tract	20601

Owner

Source: Walker County records · APN 0334 001A

Assessment roll updated March 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	81 ARNOLD RD, ROCK SPRING, GA 30739-2129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VALLEY FEDERAL CREDIT UNION
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VLY FCU
Jul 14, 2020	Warranty Deed, Transfer · Conventional with PMI TENNESSEE VLY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 13, 2020 · Amount on Record
Deed Sale	Jul 13, 2020 · Amount on Record
Prior Sale	Jun 30, 2006 · Amount on Record
Deed Document Number	20201475
Deed Book / Page	2092 / 639
Prior Transfer Date	Jan 30, 1997
Prior Transfer Doc	0822000337
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALKER GA
Property Address	81 ARNOLD RD, ROCK SPRING, GA 30739-2129
Transaction Type	Mortgage
Record Updated	Mar 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 ARNOLD RD, ROCK SPRING, GA 30739-2129

Mortgage

Document Number	0021530000000812
Date	May 21, 2021
Book Page	0000002153/0000000812

Lender

Name	TENNESSEE VALLEY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 01, 2041

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALKER GA
Property Address	81 ARNOLD RD, ROCK SPRING, GA 30739-2129
Document Number	0021530812
Instrument Date	May 14, 2021
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	KELTY TITLE AND ESCROW SERVICES INC, REALTY TITLE & ESCROW SVCS INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 ARNOLD RD ROCK SPRING GA 307392129, ROCK SPRING, GA 30739-2129

Mortgage

Document Number	0021530812
Date	May 21, 2021
Book Page	002153/000812

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 20, 2041

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALKER GA
Recording Date	Jul 14, 2020
Property Address	81 ARNOLD RD, ROCK SPRING, GA 30739-2129
Document Number	0020920639
Book / Page	002092 / 000639
Instrument Date	Jul 13, 2020
Transaction Type	Transfer
Record Updated	Aug 04, 2020
Title Company	REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 ARNOLD RD ROCK SPRING GA 307392129, ROCK SPRING, GA 30739-2129

Mortgage

Document Number	20920641
Date	Jul 14, 2020
Book Page	002092/000641

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Jul 13, 2045

Tax Assessment & Valuation

Source: Walker County records · Assessment roll updated March 2, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walker County
Unified School District	Walker County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,087.00 (+1.39%)	$187,660 (+7.51%) Land $14,600 Building $173,060	$469,150 (+7.51%) Land $36,500 Building $432,650
2023	$4,031.00 (+13.84%)	$174,547 Land $14,000 Building $160,547	$436,368 Land $35,000 Building $401,368
2022	$3,541.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walker County (13295C), updated September 5, 2007 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132950206012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 75% of Georgia
Wildfire Likelihood	About 1 in 725 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 44 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Fail Telecommunication	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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