Middlesex County and Lowell City property record for 81 Arnold Ave, Lowell, MA 01852
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 778 sqft · built 1982 |
| Lot Size | 0.474 acres (20,682 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,963 (2026) |
| Deeds & Mortgages | Apr 2023 Mortgage Jan 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C16650 |
| Primary APN | C16650 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 778 sqft Living Area |
| Gross Area | 982 sqft |
| 1st Floor Area | 389 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,682 sqft |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | C16650 |
|---|---|
| Street Address | 81 ARNOLD AVE |
| City | LOWELL |
| State | MA |
| Zip | 01852-5419 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | TSF |
| Legal Block | 245 |
| Legal Lot Number | 81 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 312300 |
81 Arnold Ave, a condominium, is owned and occupied by an individual who acquired it in June 2014.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 81 ARNOLD AVE, LOWELL, MA 01852-5419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU |
| Jan 16, 2018 | Deed of Trust, Mortgage NATIONSTAR MORTGAGE LLC |
| Nov 9, 2018 | Deed of Trust, Mortgage DIGITAL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2014 |
| Deed Sale | Jun 23, 2014 |
| Prior Sale | Sep 2, 2003 · Amount on File |
| Deed Document Number | 201448 |
| Deed Book / Page | 28260 / 275 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 81 ARNOLD AVE, LOWELL, MA 01852-5419 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 037783-147 |
|---|---|
| Date | Apr 18, 2023 |
| Book Page | 37783/147 |
| Instrument | 10509 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 81 ARNOLD AVE, LOWELL, MA 01852-5419 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 31799-135 |
|---|---|
| Date | Jan 16, 2018 |
| Book Page | 31799/135 |
| Instrument | 1949 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 81 ARNOLD AVE, LOWELL, MA 01852-5419 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 32552-269 |
|---|---|
| Date | Nov 9, 2018 |
| Book Page | 32552/269 |
| Instrument | 49175 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Nov 1, 2038 |
The 2026 property tax bill for 81 Arnold Ave was $2,963, up 5.2% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,963.00 (+5.18%) | $261,100 (+6.4%) Building $261,100 | $259,146 (-9.13%) |
| 2025 | $2,817.00 (+6.14%) | $245,400 (+10.14%) Building $245,400 | $285,190 (+6.15%) |
| 2024 | $2,654.00 (+10.45%) | $222,800 (+15.14%) Building $222,800 | $268,660 |
| 2023 | $2,403.00 | $193,500 Building $193,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 81 Arnold Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Jan 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 81 Arnold Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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