81 Amanda Dr, Smithsburg, MD 21783 Property Records

Washington County property record for 81 Amanda Dr, Smithsburg, MD 21783

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,052 sqft · built 1997
Lot Size0.358 acres (15,600 sqft)
Owner2 Individual Names on Record
Last Sale$29,500 (Feb 1997)
Tax Bill$2,251 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-031327

Property Details

APN / Parcel Number

Primary APN07-031327
Alternative APN
  • 031327

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,052 sqft Total Area
Basement Area741 sqft
Finished Basement741 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleSplit Foyer
Exterior MaterialSiding
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area15,600 sqft (0.358 acres)
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number031327
Street Address81 AMANDA DR
CitySMITHSBURG
StateMD
Zip21783-1573
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 166 0.36 ACRE 81 AMANDA DR WHISPERING HILLS
Legal SubdivisionWHISPERING HILLS
Legal Block2
Legal Lot Number166
JurisdictionWASHINGTON MD
Township / Civil Division7, SMITHSBURG
Census Block Group3
Census Block3006
Census Tract11301

Owner

Source: Washington County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address81 AMANDA DR, SMITHSBURG, MD 21783-1573
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 1997 · Amount on Record
Deed SaleFeb 27, 1997 · Amount on Record
Deed Document Number199728230
Deed Book / Page1321 / 889
Record UpdatedSep 20, 2026

December 2023: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateDec 5, 2023
Property Address81 AMANDA DR, SMITHSBURG, MD 21783-1573
Document Number0073660056
Book / Page7366 / 56
Map ReferencePL 7548
Instrument DateNov 30, 2023
Transaction TypeTransfer
Record UpdatedJan 20, 2026
Title CompanyPRIME TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13808 RENWICK TER, HAGERSTOWN, MD 21740-1673
InvestorPossibly a Property Investor

Mortgage

Document Number0073660062
DateDec 5, 2023
Instrument7366-0062
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2053

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
MunicipalitySmithsburg Town
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$293,233 (+7.27%)$313,100 (-) Land $67,800 Building $245,300
2025$2,251.00 (+10.34%) Homeowner's exemption$273,367 (+14.64%)$313,100 (+23.51%) Land $67,800 Building $245,300
2023$2,040.00 Homeowner's exemption$238,467$253,500 Land $67,800 Building $185,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2006)
Most Recent ClaimJun 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SMITHSBURG DISTRIBUTION SYSTEM
serves 2,500 people · EPA ID MD0210018
Water SourcePurchased surface water from CITY OF HAGERSTOWN
Last State InspectionMar 2026

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable
2,300 / 2,300
Xfinity
Fiber · Cable in parts of the area
2,000 / 250

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