Fairfield County property record for 81 5th St, Lancaster, OH 43130
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 456 sqft · built 1900 |
| Lot Size | 0.016 acres (687 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $545 (2024) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-31301-800 |
| Primary APN | 05-31301-800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 456 sqft Living Area |
| 1st Floor Area | 240 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 687 sqft (0.016 acres) |
| Porch | Open Frame Porch |
| Porch Area | 96 sqft |
| Cooling System | None |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 81 5TH ST |
|---|---|
| City | LANCASTER |
| State | OH |
| Zip | 43130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANC CAMP MEETING ASSOC LOT 81 LEASED LAND |
| Legal Subdivision | LEASED LAND |
| Legal Lot Number | 81 |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | LANCASTER CITY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 31600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lancaster Methodist Episcopal Camp Ground Historic District listed 1987 · 215 contributing resources · NRIS 87001560 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Fairfield County records, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 311 W STATE ST, GEORGETOWN, OH 45121-1251 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | May 13, 2026 |
| Property Address | 81 FIFTH ST, LANCASTER, OH 43130 |
| Document Number | 0000007959 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 20267959 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | VALMER LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000007959, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 20267959 |
| Name | PEOPLES BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Fairfield County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| Municipality | Lancaster City |
| Unified School District | Lancaster City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,720 (-5.77%) Building $5,720 | $16,330 (-5.82%) Building $16,330 | |
| 2024 | $545.00 (-0.73%) | ||
| 2023 | $549.00 (+136.64%) Homeowner's exemption | $6,070 (-) Building $6,070 | |
| 2022 | $232.00 Homeowner's exemption | $6,070 Building $6,070 | $17,340 Building $17,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 12 (1979–2011) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Apr 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Glo Fiber, Verizon.
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