Monmouth County and Middletown Township property record for 81 4th St, Belford, NJ 07718
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,800 sqft · built 1969 |
| Lot Size | 0.282 acres (12,300 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $180,795 (Dec 2001) |
| Tax Bill | $8,373 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00313-0000-00001 |
| Primary APN | 32-00313-0000-00001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Upper Floors Area | 576 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,300 sqft (0.282 acres) |
| Lot Dimensions | 100 ft deep x 123 ft wide |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 100 sqft |
| Patio Area | 400 sqft |
| Sewer | Connected |
|---|
| Account Number | 741 |
|---|---|
| Street Address | 81 4TH ST |
| City | BELFORD |
| State | NJ |
| Zip | 07718-1703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | INCL BLK E LOTS 89 - 93 |
| Legal Subdivision | BEACH VIEW PARK |
| Legal Block | 313 |
| Legal Lot Number | 1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 800500 |
Source: Monmouth County and Middletown Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 81 4TH ST, BELFORD, NJ 07718-1703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Jul 3, 2020 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Sep 19, 2019 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Dec 13, 2018 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Jul 15, 2017 | Deed of Trust, Mortgage · Conventional with PMI FIRST GNTY MTG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2001 · Amount on Record |
| Deed Sale | Dec 5, 2001 · Amount on Record |
| Deed Book / Page | 8066 / 322 |
| Last Transfer Date | Nov 29, 2010 |
| Transfer Doc | 0088819683 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 81 4TH ST, BELFORD, NJ 07718-1703 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0095299865 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 9529/9865 |
| Instrument | 2021112993 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 81 4TH ST, BELFORD, NJ 07718-1703 |
| Document Number | 0000075368 |
| Instrument Date | Jul 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 81 4TH ST BELFORD NJ 077181703, BELFORD, NJ 07718-1703 |
| Document Number | 0000075368 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 009426/008545 |
| Instrument | 75368 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 13, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 81 4TH ST, BELFORD, NJ 07718-1703 |
| Document Number | 0000091130 |
| Instrument Date | Sep 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 81 4TH ST BELFORD NJ 077181703, BELFORD, NJ 07718-1703 |
| Document Number | 0000091130 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 009371/002041 |
| Instrument | 91130 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 29, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 81 4TH ST, BELFORD, NJ 07718-1703 |
| Document Number | 0000122539 |
| Instrument Date | Dec 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | TITLE 365- NLSE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 81 4TH ST BELFORD NJ 077181703, BELFORD, NJ 07718-1703 |
| Document Number | 0000122539 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 009328/003044 |
| Instrument | 122539 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 26, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 81 4TH ST, BELFORD, NJ 07718-1703 |
| Document Number | 0000073337 |
| Book / Page | 009238 / 007906 |
| Instrument Date | Jul 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 81 4TH ST BELFORD NJ 077181703, BELFORD, NJ 07718-1703 |
| Document Number | 0000073337 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 009238/007906 |
| Instrument | 73337 |
| Name | FIRST GNTY MTG CORP |
|---|---|
| Address | TYSONS CORNER, VA 22182 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2047 |
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $546,000 (+5.24%) Land $379,100 Building $166,900 | $546,000 (+5.24%) Land $379,100 Building $166,900 | |
| 2025 | $8,373.00 (+9.55%) | $518,800 (+21.84%) Land $336,300 Building $182,500 | $518,800 (+21.84%) Land $336,300 Building $182,500 |
| 2024 | $7,643.00 (+3.05%) | ||
| 2023 | $425,800 Land $248,100 Building $177,700 | $425,800 Land $248,100 Building $177,700 | |
| 2022 | $7,417.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 197 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 197 in force |
| Nearby Flood Claims | 257 (1983–2023) |
| Claims Outside the SFHA | 13 of 257 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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