8095 N Elms Rd, Flushing, MI 48433 Property Records

Genesee County property record for 8095 N Elms Rd, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,430 sqft · built 1996
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,900 (Nov 2009)
Tax Bill	$4,176 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-01-400-011`

Property Details

APN / Parcel Number

Primary APN	`08-01-400-011`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,430 sqft Living Area
1st Floor Area	1,342 sqft
Basement Area	1,342 sqft
Unfinished Basement	1,342 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	217,800 sqft (5 acres)
Lot Dimensions	610 ft deep x 357 ft wide
Garage Area	1,808 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8095 N ELMS RD
City	FLUSHING
State	MI
Zip	48433-8815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Legal Description	A PARCEL OF LAND BEG N 1 DEG 16 MIN 30 SEC E 892.5 FT FROM SE COR OF SEC TH W 610 FT TH N 1 DEG 16 MIN 30 SEC E 357.5 FT TH E
Legal Range	05E
Legal Township	08N
Legal Section	01
Jurisdiction	GENESEE MI
Township / Civil Division	FLUSHING
Census Block Group	1
Census Block	1002
Census Tract	10610

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8095 N ELMS RD, FLUSHING, MI 48433-8815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Line of Credit ELGA CREDIT UNION
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Jun 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage ELGA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2009 · Amount on Record
Deed Sale	Nov 24, 2009 · Amount on Record
Prior Sale	Apr 6, 2001 · Amount on Record
Deed Document Number	200975176
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	8095 N ELMS RD, FLUSHING, MI 48433-8815
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8095 N ELMS RD, FLUSHING, MI 48433-8815

Mortgage

Document Number	0000020429
Date	Apr 4, 2022
Instrument	202204040020429

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	8095 N ELMS RD, FLUSHING, MI 48433-8815
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN ITLTE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073158
Date	Oct 27, 2020
Instrument	202010270073158

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	8095 N ELMS RD, FLUSHING, MI 48433-8815
Document Number	0000075454
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8095 N ELMS RD FLUSHING MI 484338815, FLUSHING, MI 48433-8815

Mortgage

Document Number	0000075454
Date	Jul 9, 2018
Instrument	75454

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 8, 2028

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Flushing Charter Township
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,600 (+4.46%) Land $20,000 Building $209,600	$459,200 (+4.46%) Land $40,000 Building $419,200
2025	$4,176.00 (+2.48%) Homeowner's exemption	$219,800 (+15.87%)	$439,600 (+15.87%)
2024	$4,075.00 (+12.88%)
2023		$189,700	$379,400
2021	$3,610.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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