8095 Ginger Brook Ct SE, Ada, MI 49301 Property Records

Kent County property record for 8095 Ginger Brook Ct SE, Ada, MI 49301

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 2,999 sqft · built 1987
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Oct 2018)
Tax Bill	$7,846 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-19-02-351-021`

Property Details

APN / Parcel Number

Primary APN	`41-19-02-351-021`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,999 sqft Living Area
1st Floor Area	2,063 sqft
Basement Area	1,551 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	30,492 sqft (0.7 acres)
Garage Area	934 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8095 GINGER BROOK CT SE
City	ADA
State	MI
Zip	49301-9395
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 16 * COUNTRY BROOK ESTATES
Legal Subdivision	COUNTRY BROOK ESTATES
Legal Lot Number	16
Jurisdiction	KENT MI
Township / Civil Division	CASCADE
Census Block Group	3
Census Block	3008
Census Tract	12202

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8095 GINGER BROOK CT SE, ADA, MI 49301-9395
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 17, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2018 · Amount on Record
Deed Sale	Oct 17, 2018 · Amount on Record
Prior Sale	Jul 7, 2005 · Amount on Record
Deed Document Number	201881579
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	8095 GINGER BROOK CT SE, ADA, MI 49301-9395
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8095 GINGER BROOK CT SE, ADA, MI 49301-9395

Mortgage

Document Number	0000007953
Date	Feb 15, 2023
Instrument	20230215-0007953

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	8095 GINGER BROOK CT SE, ADA, MI 49301-9395
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093214
Date	Oct 7, 2020
Instrument	202010070093214

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Oct 17, 2018
Property Address	8095 GINGER BROOK CT SE, ADA, MI 49301-9395
Document Number	0000081579
Instrument Date	Aug 1, 2018
Instrument	81579
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	STEWART TITLE, STEWART TITLE RELOCATION SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,483.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2335 HOLLIDAY DR SW WYOMING MI 495194240, WYOMING, MI 49519-4240

Mortgage

Document Number	81580
Date	Oct 17, 2018
Instrument	81580

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2048

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Cascade Charter Township
Unified School District	Forest Hills Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$323,700 (+15.81%)	$647,400 (+15.81%)
2025	$7,846.00 (+14.89%) Homeowner's exemption	$279,500 (+15.45%)	$559,000 (+15.45%)
2023		$242,100	$484,200
2019	$6,829.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2007–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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